贷款买房

在发达国家，如果你想开车，雇用工人，或抵押贷款买房，通常都要买保险。

In developed countries if you want to drive a car , employ a worker , or buy a house with a mortgage , you usually need insurance .

以我的名义用公积金已经贷款买房，在日后没有还清的情况下，还可以申请银行商业贷款再买房子吗？

Had borrowed money with accumulation fund with my name buy a house , below the circumstance that did not pay off in the future , can you still apply for bank business to borrow money to buy a house again ?

如果你非常害怕，非常担忧，可以用“heartisinyourmouth”来表示。比如，你可以说，当你向银行贷款买房时，你可以说“yourheartisinyourmouth”。

When you are frightened or concerned , your " heart is in your mouth . " You might say , for example , that your heart was in your mouth when you asked a bank to lend you some money to pay for a new house .

贷款买房，提前还贷损失利息吗？

Loan sales , loss of interest owing on the loan ?

超过1千万名贷款买房者欠下银行的债比他们的房子的资产还要多。

Over 10m borrowers owe more than the value of their home .

各收入阶层贷款买房到底应负债多少才合适？

Income housing loans to the amount of liabilities to be suitable ?

贷款买房不是梦

No Longer a Dream to Gain a Housing Loan

贷款买房（或贷款购买其他资产），造成价格上涨。

When people borrow to buy houses ( or any other asset ), they push up the price .

我祖父母就避免了这种情况，他们没有贷款买房，而是自己掏钱动手建房。

My grandparents avoided lifestyle creepy by paying for their own home in cash and building it themselves .

政府已经放出风儿来了，居民可以去银行贷款买房。

The government has already leaked information that residents who want to purchase apartments can apply for a loan from the bank .

选择租房的美国人人数似乎在增加：上个月抵押贷款买房申请数跌至一年最低。

The number of such Americans seems to be growing ; last month mortgage applications fell to their lowest level in a year .

近几年来，他们因常常鼓动一些没有偿还能力的人贷款买房而名声不好。

Many have given the profession a bad name in recent years by convincing people to take on loans they couldn 't afford .

您是申请贷款买房呢，还是想得到现款，先还掉现在住房的旧贷款呢？富翁们用房子、游艇和法拉利跑车来堵住旧日女友的嘴。

Now , are you buying a house or are you refinancing your present home ? wealthy men paying off old girlfriends with houses , yachts and Ferraris .

对银行收取按揭贷款买房人提前还贷违约金所持的理由进行驳斥，认为贷款人提前还贷的行为符合《合同法》关于借款合同的规定，也不违背国际上的通行作法；

The paper has a refutation to the reasons held by the banks that collect the penalties which are paid by the housing-consumers with the mortgage loans repaying loans ahead of time .

向银行抵押贷款买房在中国还是个新鲜事儿。尤其是老一辈的人不管干什么一般还是喜欢付现金。

And the mortgage system , or buying with bank loans , is also something new in China and people of the elder generation especially still prefer to do everything by paying cash .

特别是人们生活条件的改善，人们的消费观念也在发生着变化，贷款买房、买车、买奢侈品，消费主义热潮正在我们社会中涌动。

In particular , people ' living conditions are being improved , and consumerism values are also changing . For example , loans to buy a house and a car , buying luxury goods . Consumerism boom is flowing in our society .

人们开始把更多的钱花在接受服务方面看电彩、旅游、抵押贷款买房、为房屋保险、偶尔到豪华饭店度个奢侈的周末。经济学家称这种现象为需求变化；〈

With more income to throw around , people started spending more on services movies and travel , mortgages to buy houses , insurance to protect those houses , the occasional decadent weekend at a luxury hotel.Economists call this a shift in the demand pattern ;

银行不会贷款给你买房，除非你已锖人勘查过房子。

The bank will not lend you any money to buy a house unless you have a survey done on it .

这种看法令贷款机构无视买房人的实际经济状况随意放贷，认为房价的上涨会解决一切问题。

That conviction made a borrower 's income and cash equity seem unimportant to lenders , who shoveled out money , confident that HPA-house price appreciation-would cure all problems .

在中国一些夫妇不得不假离婚，这样他们才能获得第三方抵押贷款和银行贷款来买房。

There , some couples have to fake their own divorces so they can get third mortgages and bank loans to buy properties .

其他措施包括：拥有至少两套住房而且无贷款的购房者可以贷款买房。

Other measures included the availability of mortgage finance to buyers who already fully-owned at least two homes .

2008年之后贷款标准急剧收紧，目前利用新的抵押贷款买房的比例处于10年以来的最低水平。

Underwriting standards tightened sharply following 2008 and the proportion of home sales that are financed by new mortgages is now at a 10-year low .

他们中的很多人还身负巨额助学贷款。这意味着他们将很难有所积蓄、或是拥有良好的信用来获得抵押贷款、在别处买房安家。

This drop means young people , many of whom are also shouldering big student loan debt , have had a hard time saving money and building the good credit needed to secure a mortgage and buy a house elsewhere .