贷款审查

同时要加强银行信贷部门的贷款审查职责。

At the same time , we must strengthen the bank credit departments of the loan review responsibilities .

贷款审查力度也有所加大。

Lending inspections have also stepped up .

目前我国的商业银行，尤其是大型国有商业银行和国家控股商业银行普遍采用贷款审查委员会制度。

Currently , loan inspection committee system is generally adopted by commercial banks , especially by state-owned and state-controlled commercial banks .

国外高校学生贷款资格审查的借鉴与启示

Experience and Enlightenment : Examination of the Eligibility for Student Loan in Other Countries

对于银行来说，应完善对高校授信的评价体系、加强对贷款的审查和管理、加大不良贷款清收转化力度。

The banks should perfect the appraising systems to the higher schools , intensify the examination and management of the loans and take more force to change the incorrect loans .

美联储和货币监理署工作人员表示，未来将结束独立抵押品止赎审查程序，其中包括滥用按揭贷款的个案审查和允许符合条件借款人及时拿到补偿金的纲领文件。

Regulators from the Federal Reserve and the Office of the Comptroller of the Currency said the agreement will end the Independent Foreclosure Review program , which involves case-by-case reviews of mortgage abuses , and replace it with a broad framework allowing eligible borrowers to get compensation more quickly .

固定资产贷款初审阶段主要审查内容是：下级行申请报告；

Main contents reviewed at the primary review stage of fixed assets loan : subordinate bank 's application report ;

针对相关风险防范要求分别提出了相关商业银行个人经营贷款风险管理在贷前调查、贷款审查、贷款审批及发放和贷后管理方面提出应对措施。

For the associated risk prevention demands were put forward the relevant commercial bank loans to individual business risk management in front of the survey , inspection , and issued for examining and approving loans and loans after the management of the proposed in response .

对于农户小额贷款这种单笔金额小、笔数多、需求量大的贷款，传统审查主观性强，耗时费力且不利于风险控制。

Main characteristics of microfinance are small amount per loan and be in a large demand . Domestic loans with traditional subjective review are time-consuming and not conducive to risk control .

我国商业银行并购贷款业务开展仅有一年，绝大多数的商业银行对并购贷款业务毫无经验可谈，在对并购贷款的审查、风险评估、贷款合同设计以及贷后管理方面还比较陌生。

On the aspects of M & A loan review , risk assessment , loan contract designing , and post-loan management , our commercial banks are still relatively unfamiliar .