贷款通则

分析了它与现行《贷款通则》的矛盾与冲突，揭示了它在理论上的不适应性，以及在实践中的危害性。

The author analyses the contradiction and conflict between this norm and the current General Rule on Loan , reveals its theoretical inadaptability and harmfulness in practice .

从80年代初，商业银行逐步探索并形成了一套评价方法，并遵循《贷款通则》实施的要求建立了以贷款风险度为基础的评价指标。

In the early of 1980s , commercial bank gradually set up an evaluation system and designed some assessment indexes based on loan risk degree pursuant to General Rules on Loan .

《贷款通则》在10年的实施过程中，对维护市场秩序，规范贷款行为，保护借贷双方的合法权益，提高贷款质量，保障贷款安全，提高信贷资金使用效率方面起到了积极作用。

During the ten years of implement ,《 Credit Rule 》 make action keeping the market order , standardizing the credit activities , protecting the bilateral legal rights and improving the quality of loans .

本部分通过对《贷款通则》《预算法》《担保法》部分涉及到政府融资条款的分析，指出地方融资的法律限制，阐明地方融资平台的必要性。

This section puts out part of the terms in " General Rules on Loans " " Budget Law ", " Guarantee Law ", which give local government finance lots of legal constraints . then , guides the need of platform for local financing .

以贷款通则、商业银行法等金融法规为准则，应用定性与定量相结合的分析方法，通过建立企业信用等级综合评价的指标体系，给出企业信用等级的综合评价方法。

According to the uniform rules for credit loans and commercial banking law of P.R. China and by use of qualitative and quantitative analytic method , the comprehensive evaluation index system is built up in order to put forward the comprehensive evaluation methord of the credit rating of an enterprise .

向法人或其他组织发放汽车贷款应遵守《贷款通则》等有关规定的要求。

In case of extending auto loans to a legal entity or other organizations , an auto financing company shall observe relevant rules set out by General Provisions of Loans and other regulations .