借贷纠纷

测谎结论在民事借贷纠纷诉讼中的证明能力

The Force of Evidences from Polygraph in Cases Concerning Debit and Credit Disputes

在以存单为表现形式的借贷纠纷中，对金融机构免除或减轻自身民事责任所提供的证据种类及证明力进行分析。

In a loan dispute taking CD as manifestation , the type and effect of evidence that supplied by a financial institution to exempt or lighten his blame are analyzed .

我国民间金融运作中存的问题：①民间借贷纠纷数量增多、调解率下降、涉案均标的增加；潜藏着较大的社会风险。

First , the number of private lending disputes has been increasing , and conciliation rate has been dropping , average subject involved has been increasing . This problem hides great social risk .

先有温州之困，后有鄂尔多斯之伤，最近又传来珠三角地区民间借贷纠纷的消息，这些事例说明：融资困难是造成中小企业倒闭破产的最大原因。

First Wenzhou trapped , after Ordos wounded , and recently the Pearl river delta region from the news of the folk lending disputes . The biggest reasons of causing the small and medium business bankruptcy which is financing difficulty .