保险投资管理

主张设立保险投资管理公司，将保险资金运用业务与保险业务分离开来。

Lastly , in order to separate the utilizing of insurance treasury from insuring business , we can build up an insurance investing management company .

VaR方法对我国保险投资风险管理的借鉴及应用

The Model and the Application of the VaR Method to the Investment Risk Management in Our Country 's Insures

研究VaR对于保险投资风险管理的影响可以防患于未然，有效地避免由于信用风险和市场风险带来的损失。

Studying VaR is possible to guard against the insurance investment risk , and avoid lossing which credit risk and market risk brings .

资产负债匹配是保险资金投资管理的核心。

The key element of insurance funds management is assets going with liabilities .

第五章：保险投资组合管理。

Insurance investment portfolio management .

以市场化、私营化为目标建立新的养老保险基金投资管理模式；

The second is establishing a new pension fund investment management mode which is marketization and privatization ;

帐户管理的例子为各自的消费者在保险、投资管理和医疗服务可以被发现。

Examples of account management for individual consumers can be found in insurance , investment management , and medical services .

第一，政府在基金制养老保险基金投资管理中的地位问题。

In further details , first , what is the role of governments in the management of funded old age pension funds ?

第一章是对保险投资风险管理的基本分析，可分为三节。

The first part is basic analysis on the risk management of insurance investment , while the second part focuses on constructing the System .

根据对不同类型风险的深入分析，结合养老保险基金投资管理的基本原则，系统分析了如何对主要投资工具面临的风险、投资组合风险以及多元化投资的整体风险进行有效控制和管理。

Regarding the different kind of risk and the basic principal of the pension funds investment , this essay analyze how to manage the investment vehicles risk , portfolio risk and diversification risk .

根据国情和借鉴国际经验，我国的社会保险基金投资管理宜采用政府集中型，全国社会保障基金和补充保险基金宜采用适当集中型。

According to the national condition and using the foreign experience for reference , our social insurance fund investment control should follow with the government centralization , our social insurance fund and additional insurance fund should follow the appropriate centralization .

最后，希望通过保险投资风险管理体系的建立和完善，来保证投资风险控制手段的实施，该体系主要包括保险企业内部风险管理体系的完善和外部监管体系的完善。

Last , the paper hope to assure the practice of risk control means by establishing and perfecting the system of insurance investment risk management and the system mainly include perfecting of risk management inside Insurance Corporation and outside surveillance .

作为尝试，文中最后提出了保险投资操作风险管理的一般框架。再次，本文重点研究了保险资金运用的VaR风险限额管理。

Furthermore , The paper attempts to provide a general framework of operational risk management of insurance funds usage . Thirdly , the paper focuses on the risk limitation quota management of insurance funds usage .

本文主要对保险投资的风险管理理论与方法进行较为深入的研究。

This paper mainly focuses on exploring risk management and implementation strategy for insurance investment .

二是保险资金投资的管理理论，即资产负债管理理论；

Asset - Liability Management Theory ;

最后，本研究提出既要完善资本市场，又要提高保险公司的投资管理水平的建议。

At last , the text suggests that the state should consummate the capital market and the insurance agents should advance manage level on investment .

我国将在2010-2020年迎来人口老龄化的高峰。中国对基本养老保险基金进行投资管理还处于起步阶段。

China will arrive at a peak of aging society in 2010-2020 . White our management of the pension fund is just on its beginning .

我国保险投资风险分析与管理研究

The Research on Risk Analysis and Management in Insurance Investment of China

如果将保险转化为投资组合管理的问题，你会发现原理是一样的。

I 'm transferring this to the portfolio management problem and you can see it 's the same idea .

中国保险资金运用存在政策性因素导致的系统性风险，保险资金投资管理模式落后，保险资金的运用结构不合理，资金运用率和投资收益率低下等问题。

Chinese insurance funds application existence policy factor the systematicness risk that caused , surely capital investment management pattern is backward , the structure of insurance funds application is not reasonable , capital is low with rate and investment gain rate , etc.

随着保险资产管理公司的相继成立和保险资金的集中专业化管理，保险业投资管理水平显著提高。

With the foundation of the insurance management company and professional investment of insurance money , the level of investment management rises remarkable .

根据保险资金投资组合的性质，提出用风险价值（VAR）计量其风险的设想，并通过实例进行说明，最后对风险价值在保险资金投资风险管理应用中的情况进行评价。

Based on the characteristics of insurance investment portfolio , it suggests using VAR to value these risks and justifying this idea with examples . It also evaluates the application of VAR in risk management process of insurance fund investment .