资产负债比例管理

商业银行开始实施资产负债比例管理和风险管理，加强了内控机制。

The commercial banks have gradually implemented asset-liability ratio management and risk management mechanism , which enhanced their internal control system .

基于VB的银行资产负债比例管理系统的实现

The realization of Asset Liability management system in bank based on VB

本系统通过VB编程与数据挖掘技术相结合，实现了银行资产负债比例管理，可以有效地控制风险。

Through VB Tools and data extraction technology , we designed the Asset Liability management system to control the risk of currency , interest and maturity in daily banking operation .

商业银行资产负债比例管理综合评价模型

Comprehensive Evaluation Model for Assets - Liabilities Management of Commercial Banks

1998年，我国银行业全面实施了以资本充足率为基础的资产负债比例管理。

In 1998 asset-liability-management based on capital adequacy was implemented in China .

资产负债比例管理理论及应用的研究

Research on the Theory and Practice of Assets and Liabilities Management by Proportion

（五）国人民银行对资产负债比例管理的其他规定。

Other stipulations of the People 's Bank of China governing such ratios .

中行牡丹江市分行资产负债比例管理研究

Research on the Assets - Liabilities Ratios Management of Bank of China Mudanjiang Branch

我国政府近年来对防范信贷风险尤为关注和重视，现在已明确要求商业银行推行资产负债比例管理和风险管理。

Nowadays commercial bank in China is demanded to carry out assets-liabilities and risk management .

第三部分，着重介绍了我国商业银行资产负债比例管理的主要内容和风险管理的主要策略。

The third part , the main contents of assets and the main tactics of risks management are introduced emphatically .

同时，也希望该论文的研究成果能够对同类型的其他二级分行在资产负债比例管理方面提供借鉴，使其能更好的、更全面的考核各支行，提高其资产负债比例管理的效率。

At the same time , the other secondary banks more comprehensive and efficaciously check its sub-branches according to this result of the thesis .

第二，取消贷款规模的限额控制，实行资产负债比例管理。

Second , control over the scale of loans will be lifted , and management over the liability rate on assets will be exercised .

国有商业银行从1994年开始实行资产负债比例管理，自我约束能力提高了。

In 1994 , state-owned commercial banks began to exercise management over the liability rate on assets , which helped enhance their ability of self-restriction .

这篇论文的研究目的是从宏观的角度出发，研究商业银行如何搞好资产负债比例管理。

The purpose of this article is to study how commercial banks can manage well the proportion management of assets and liabilities from macroscopical angel .

计划财务发展战略方面，建立全面预算管理体系，实行资产负债比例管理，做好财务人才队伍建设。

A Rural Commercial Bank should set a complete budget management system and exercise management over the liability rate on assets , and then make good financial talent team construction .

作者将金融理论、控制论、系统论有机地结合起来，提出并论证了一种新的银行管理方法：商业银行资产负债比例管理控制论系统。

Authors combine financial theory with cybernetics and system theory to prove and elucidate a new bank management method : the cybernetic system of commercial bank asset liability ratios management .

研究探索如何把资产负债比例管理与现阶段我国银行管理的具体情况相结合的方法，将对我国商业银行全面参与国际竞争并和国际惯例接轨有着十分重要的意义。

The way has very important significance to participate in international competition and link international usual practice that is how to combine with the ALRM and specific situation through research and explorations .

从20世纪80年代开始到现在的20多年间，国际银行业风险管理理论和技术获得了巨大的发展，商业银行的风险管理从资产负债比例管理进一步深化和上升到了资本配置的管理。

Since 1980s , the mode of risk management for international banking has achieved great development . The management of assets liabilities has been widely accepted and the risk management of commercial banks has evolved to capital allocation .

论文结合中国银行牡丹江市分行的实际，在中央银行与中国银行总行规定的范围内对资产负债比例管理的指标进行了重新细化，进一步完善了该行资产负债比例管理指标的设置。

According to reality situation hi Bank of China Mudanjiang Branch , the author goes step further to detail and perfect the ALRM 's index within the rule of the Central Bank and Bank of China Head Office .

资产负债比例管理是现代商业银行经营管理制度的创新与发展，但其在理论上、实践上表现出的一些缺陷与不足，仍须引起高度关注。

Liabilities ratio management is an innovation and development of the management mechanism of modern commercial banks . But it has displayed some defects and deficiencies in theory and practice which is worthy of a high degree of attention .

实行资产负债比例管理和贷款风险管理，是我国信贷管理体制的重大变革，对加强贷款风险管理、提高信贷资产质量具有十分重要的意义。

The adoption of asset-liability proportional management and risk management of loans is a great progress in the credit management system of the country . It is of great significance for the reinforcement of risk management and upgrading the assets quality .

第一部分，扼要介绍了西方商业银行资产负债比例管理理论的演变和发展过程，并对资产负债比例管理的日标和原理进行了必要的阐述。

In the first part , The course of theory development of assets and liabilities management by proportion for the western commercial banks is introduced briefly , and the objective and principle of assets and liabilities management by proportion are expounded necessarily .

商业银行贷款利率在我国还没有放开，而商业银行资产负债比例管理模式已经开始推行，这在理论和实践上给商业银行的信贷方案设计带来了困难。

In China , Asset / Liability Management ( ALM ) has been put into practice , however , loan interest rate is still controlled by the central bank , that leads to some difficulties for commercial banks in designing credit contracts .

资产负债比例管理是商业银行运用科学的管理体系和管理手段，以比例的形式对银行资产和负债经营做出量和质的规定，从而对资产和负债进行综合管理的一种方法。

The Assets-Liabilities Ratios Management ( ALRM ) is the comprehensive management means to assets and liabilities , which the commercial banks stipulate the quantity and quality to the assets and liabilities on ratios by applying science management system and management method .

其次对中国商业银行流动性风险管理的发展历程以及目前实行的资产负债比例管理进行了论述，通过数据分析说明中国的商业银行仍然存在着流动性风险。

Secondly , this paper took up remarked the development process of liquidity risk management of China commercial bank and at present management of assets and liabilities ratios . The data shows that there was still liquidity risk existing of China commercial bank .

在国有全国性金融业成立监事会等等。建立现代金融制度其中很重要的是要创造条件。按国际清算银行确定的原则对银行进行管理，对其业务实行资产负债比例管理和风险管理。

In the effort to establish a morden financial system , an important task is to create conditions for excersing management over the banks'liability rate on assets and to ensure the capability of preventing financial risks in accordance with the principles set by international clearing banks .

四是改进现行的资产负债表，使之适应资产负债比例管理的需要。

Improve the present balance sheet to meet the needs of proportion management of assets and liabilities .

未遵守资本充足率、存贷比例、资产流动性比例、同一借款人贷款比例和中国人民银行有关资产负债比例管理的其他规定的；

The bank does not operate with the set ratios in concern of capital , deposits and loans , fluid of assets , loans to the same borrower , and balance sheet as set by the People 's Bank of China ;

特别是在第四章提出的安全收益系数的概念及改进资产负债表的观念，都有一定的创新，对目前商业银行的资产负债比例管理具有很实际的指导意义。

Especially the concept of safety benefit coefficient and improving balance sheet raised in Chapter 4 is a innovation , which has actual guiding effect to the present proportion management of assets and liabilities of commercial banks .

资产负债管理目前在我国还处于初级阶段，绝大部分商业银行都采用较简单直观的资产负债比例管理，开展的研究也多局限在比例管理的范围。

The asset-liability management has just taken its initial phase in China , and most of the commercial banks have adopted the simple and object asset-liability proportion management , therefore , the research has largely been limited within the framework of the proportion management .