商业银行授信

武汉房地产业走向分析及商业银行授信原则

The Development Analysis for Wuhan Realty and Credit Principles for Commercial Banks

商业银行授信风险分析的灰色综合评价法

A Grey Comprehensive Evaluation Method for Credit Risk Analysis of Commercial Bank

商业银行授信业务创新机制初探

A Discussion on the Innovation Mechanism of Crediting Business in Commercial Banks

商业银行授信项目评估内容刍议

On the Commercial Bank Confering Credit Item Evaluation

第一章提出问题，阐述财务评价方法对于商业银行授信决策的重要作用。

In chapter I , the importance of financial analysis in commercial bank is proposed .

商业银行授信管理主要包括两个层次：（1）确定客户信用等级；

Line of Credit mainly includes two levels : ( 1 ) Ascertaining the credit level of customers .

目前我国商业银行授信业务风险管理存在着某些缺陷，授信质量受到影响。

Risk management of credit business of commercial banks in China there are some defects , and credit quality are affected .

目前虽然有关商业银行授信管理的研究很多，但是其中大部分都处于定性研究阶段，而且主要还是处于确定企业信用等级这一层次的研究上。

Now although there are many researches about the Line of Credit , most of them are qualitative and about the first level .

中小企业本身固有的缺陷形成了对商业银行授信业务模式和风险控制与防范的制约因素，长期以来一直是商业银行授信风险管理的难点。

The defects of the SME itself form the restriction factors of commercial banks ' giving credits business model and risk control & prevention .

在建立商业银行授信管理决策模型之后，本文继续探讨了利用灰色理论模型预测企业年经营现金净流量的方法。并以实际数据对本文所建模型进行了实例分析。

Finally , this paper discusses the methods of predicting operating cash using gray theory and gives a test to the model that establishing in this paper .

第五章从我国商业银行授信业务的实务入手，详细介绍了目前我国商业银行对中小企业授信风险管理的实践方法。

Chapter 5 starts with the practices of the credit-awarding operation of our commercial banks , and then expatiates on the practical methods of credit-awarding management of SMEs granted by commercial banks .

商业银行授信风险管理是风险管理的一项重要内容，能否有效提升授信风险管理水平是维护银行业安全稳定，增加其盈利能力的主要因素之一。

Commercial Bank Credit risk management is an important component of risk management , can effectively increase the level of credit risk management is to maintain security and stability of the banking sector to increase their profitability , one ' of the main factors .

深入剖析了供应链融资模式并结合商业银行授信审查实际，建立了全面合理的供应链融资企业信用风险评价指标体系。

Firstly , it makes a deep analysis on the supply chain financing model , then , based on the current credit decisions processes acted by the commercial banks , it sets up the evaluation index system of the enterprises ' credit risk with basis of supply chain financing .

商业银行集团授信客户行业分散风险研究

Multi-industry Decentralization Risk Faced by Group Customers of Commercial Banks

国有商业银行银行授信风险管理体系研究

A Research on the System of Credit Risk Management in the Four Largest Government Owned Commercial Banks

商业银行客户授信等级评判系统的构想及其应用

A Proposed Rating System of Customer Credit Extension to Be Established by Commercial Banks and Its Application

应用模糊数学理论，研究了商业银行的授信决策问题。

In the paper , the fuzzy mathematical theory is used to study the credit assigning problem of commercial bank .

随着信贷等授信管理体制和制度的不断创新完善，国有商业银行的授信风险控制水平已跃上一个新的台阶。

With the credit such as credit management system and a system of continuous innovation and improvement of state-owned commercial banks to control the level of credit risk has leapt to a new level .

第三部分：对四大国有商业银行现行授信风险管理体系的修改意见和建议，指出建立、完善授信风险管理体系的现实作用。

Third , to point out the significance of building and perfecting credit risk management system with suggestion and advice on the current system of credit risk management in the four largest government-owned commercial banks .

目前我国商业银行的授信额度管理办法虽然在信用总量上有一定的风险控制作用，但难以使银行资产充分运用，也有损银行价值的实现。

At present , commercial bank credit-granting quota management approaches in China have a function of controlling risks in aggregate credit , but it 's difficult to take full advantage of bank assets , and it also implies the realization of bank value .

商业银行集团客户授信风险防范研究

The Research on Credit Risk Prevention of Group Customers in Commercial Banks

商业银行的模糊授信决策研究

Study on the fuzzy credit assigning policy of commercial bank

台州市商业银行中小企业授信业务改进策略研究

Taizhou City Commercial Bank Improvement Strategy for SMEs

商业银行房地产授信业务贷款风险管理及实证研究

The Research on the Risk Management of Loan Operation of Real Estate in Commercial Banks

从银行角度看，房地产项目授信凭借其可控的风险和可观的收益一直是商业银行对企业授信中重要组成部分。

As viewed from banking , the real estate project loans have been an important part of ordinary loans because of their controllable credit risks and good return on investment .

本文从分析我国四大国有商业银行现行的授信风险管理体系入手，试图从实践上对其未来发展、改进方向提出修改建议。

This thesis not only analyzes the current system of credit risk management in the four largest government-owned commercial banks , but also presents suggestion on its development and improvement orientation .

最后，应用某国有商业银行180家授信企业2002年的横截面数据进行实证研究，实证结果表明所提出的模型和方法是可行的。

Finally , we make a empirical study for credit evaluation by 180 enterprises ' sectional data of loans in 2002.Empirical results show that the model and method proposed are feasible .

股份制商业银行中小企业综合授信的风险控制

Risk Management of Joint-equity Commercial Banks ' Comprehensive Credit Line for Small and Medium Enterprise

再进一步探讨在实务中我国商业银行应该如何进行授信与信贷管理系统信息化建设。

The research finally goes forward to discuss how China 's commercial banks should informationize its crediting and credit management .