授信

然而，由于对集团客户缺乏理性认识、商业银行自身的风险管理体系不完善、激励和约束机制不健全，银行之间未能建立必要的沟通机制等原因，集团客户授信风险时有发生。

However , Due to the lack of reasonable recognition on group clients and unsound encouragement and restraint system , as well as the lack of necessary communicative system among commercial banks etc. , the risk of credit granting became higher .

对于中小企业授信切忌拘泥于形式，市场总是在不断的变化，基于本文的观点和思路，提出了适合中小企业需求和银行业务发展需要的中小企业风险管理模式。

Avoid rigidly adhering to formality for the credit granting of SMEs , since the market keeps changing . SME risk management model suitable for the demands of SMEs and business development demands of banks have been proposed based on the views and ideas of this paper .

在N银行信贷操作风险管理的整改中，参加了统一授信、额度和风险集中控制流程的改进工作；

I participated in the work for improving the centralized credit management and procedures for the control of limits and risks .

EVA和经济资本及银行授信额度

EVA Economy Capital & Bank Credit-granting Quota

信用（Credit），也称为诚信、资信，是一种建立在信任（Trust）基础上，受信方对授信方在特定的时间内所作的付款或还款承诺的兑现能力。

The credit is a kind of refund ability setting-up on the basis of trust , which the accepter has promised to the grantor within specific time .

在最近发表的一篇文章中，经济合作发展组织（OrganizationforEconomicCooperationandDevelopment）估计银行在欧洲的授信是其总量的3/4&这个数字是美国的3倍，而且主要是政府抵押。

A recent paper by the organization for economic cooperation and development estimated that banks provide three-quarters of credit extension in Europe – three times as much as in the United States , with its government-backed mortgages .

拉赫曼表示：我已经在树上呆够了。他的初创企业FairFinance刚开始提供贷款的时候，用的是拉赫曼个人信用卡上5000英镑的授信额度。

I have done enough stuff chaining myself to trees , says Mr Rahman , whose fledgling enterprise , Fair Finance , started offering loans using the 5,000 limit on his personal credit card .

狭义上，所谓信用（credit），是指一种建立在授信人对受信人偿付承诺的信任的基础上、使后者无须付现即可获取商品、服务或货币的能力。

Narrowly speaking it depends on the basis of the person who give credit to another person and makes the latter one have the ability of getting goods , service , money and do not need to pay cash .

目前B银行小企业授信经营业绩较突出，小企业部组织架构较明确，既有经验和市场基因占优势，但是也在思想上、流程上、产品上和人员队伍上有一定的障碍。

At present , B bank small business credit business performance more prominent , small business organization structure is clear , both experience and market dominant gene , but also in thought , processes , products and staff have a certain disorder .

重点介绍了基本服务的实现、数据库层的实现、工作流引擎的实现及原理以及与帐务、授信、SWIFT等系统的接口实现。

Introduced with emphasis the basic service , the database level realization , the elements and realization of the workflow engine , as well as the interfaces of accounting , crediting and SWIFT systems .

基于银行授信额度的Max-NPV项目调度问题研究

Study on Bank Credit Limit Based Max-NPV Project Scheduling Problems

而Libor众所周知是从企业授信额度到汽车贷款的数万亿美元贷款的基准利率。

And LIBOR , as the world now knows , is the basis for trillions of dollars in loans including everything from corporate lines of credit to auto loans .

其次，分别从经济、金融体系以及宏观经济等角度，对F银行国际贸易融资风险管理的现状加以分析，着重分析了国际贸易融资在管理中存在的风险和授信体系中存在的缺陷。

Secondly , it analyzes the current status of trade and financing risk management of F bank from the perspective of economical and financing system and macroeconomics . The article focuses on the risk management of international trade financing and the defect of credit system .

最后，通过案例调查和数据分析建立了将客户需求转化为银行授信活动的QFD矩阵，提出企业与客户实现共创价值的有效途径。

Lastly , we build a QFD matrix through cases and date analyses with the result of transforming customer needs to activities of China-Zheng Bank and then put forward ways of realizing value co-creation .

经济资本引入银行授信额度领域，使银行对客户风险的把握更加精确，同时，将EVA作为银行业绩衡量指标会使银行资本和资产运用更充分，从而真正实现银行价值最大化。

Economy capital makes banks more accurately master the client risk by introducing bank credit-granting quota , meanwhile , referring to EVA as a standard for bank performance will make bank capital and assets to be exploited more completely , hence truly realizing maximization of bank value .

授信业务质量综合计分卡系统的设计与实现

Design and practice of credit business quality comprehensive score card system

集团客户授信业务风险管理探讨

Study on the risk management of the group client credit business

该订单处于信用卡扣款授信过程中。

The order is in the process of charging the card .

银行授信客户风险监控系统的设计与实现

Design and Implementation of Bank Credit Customer Risk Monitor Management System

银行授信业务是银行资产中最重要的组成部分。

Credit business is the most important part of bank assets .

该权力应该能被验证，例如以授信的方式。

Competence can be demonstrated , for example , by accreditation .

现行授信方式主要分为单独授信和行内协作。

Current credit way divides to individual credit and inner cooperation .

物流企业开展统一授信业务收益研究

Study on the Benefit of Unified Credit Business in Logistics Enterprises

信息非对称下的商业银行信用风险及客户授信等级评判研究

The Research of Credit Risk in Commercial Bank under Information Asymmetry and

我们一定会考虑提高你们的授信额度。

And then we could always consider increasing the line .

一个统一的审核流程，由被授信的第三方认证公司执行。

One harmonized evaluation process to be performed by approved certification bodies .

武汉房地产业走向分析及商业银行授信原则

The Development Analysis for Wuhan Realty and Credit Principles for Commercial Banks

商业银行集团客户授信风险防范研究

The Research on Credit Risk Prevention of Group Customers in Commercial Banks

统一授信模式是物流金融新型的模式。

The unified credit extension mode is a new logistics financial mode .

“高污染高能耗”产业的银行授信风险分析

Analysis on Bank Credit Risks from " High-Pollution , High-Energy-Consumption " Industries