抵押银行

我国住宅金融及抵押银行债券研究

China 's Housing Financing and Mortgage Bank Bonds Research

变身一家抵押银行煞费苦心，只为了逃避我们的监管，

Converted to become a mortgage bank for the sole purpose of escaping our jurisdiction ,

在经历数月的谈判之后，为北京摩天轮提供项目融资的德国联合抵押银行（HypoVereinsbank）终于失去了耐心。

After months of negotiations Bavaria 's HypoVereinsbank , which provided project financing for the Beijing wheel , finally lost patience .

“辛迪加贷款，银行团贷款”抵押银行的借贷政策

A syndicate loan Lending Policies of Mortgage Banks

英国三方监管体系在英国抵押银行危机中已经失去了效力。

The British tripartite system of oversight was ineffectual in the Northern Rock crisis .

抵押银行的借贷政策

Lending Policies of Mortgage Banks

联合信贷于2005年收购德国的联合抵押银行，在他的照看下实现转型。

UniCredit was transformed under his watch with the acquisition of HVB , a German firm , in 2005 .

北岩（NorthernRock）并非冒险得离谱的抵押贷款银行，但它对短期和批发市场的过度依赖破坏了其商业模式。

Northern Rock was not an outrageously risky mortgage lender but its overdependence on short-term and wholesale markets undermined its business model .

分析人士表示，这就是美国之所以能够避免类似于英国银行挤兑事件的原因之一，英国抵押贷款银行北岩（NorthernRock）正是被这场危机拖垮的。

Analysts say this is one reason why the US has avoided a bank run of the kind that crippled Northern Rock , the crisis-hit UK mortgage lender .

高调的维珍（virgin）财团在并购境况不佳的英国抵押贷款银行北岩（northernrock）时，为何需要一家低调香港投资公司的帮助呢？

Why does the high-profile virgin consortium bidding to acquire Northern Rock , the ailing UK mortgage lender , require the presence of a low-key Hong Kong-based investment firm ?

这两点都有明显的道理：例如，如果英国政府认为有必要挽救北岩银行（NorthernRock）这样规模的抵押贷款银行，其中就存在着极大的道德风险。

There is evident truth in both propositions : if , for example , the UK government feels obliged to rescue a modest-sized mortgage bank , such as Northern Rock , moral hazard is rife .

美国房地产市场坏消息不断。MBA（抵押贷款银行协会）说房屋回收率上升至新高，加州和佛罗里达首当其冲。

More bad news for the American housing market : The Mortgage Bankers Association says housing repossessions are at their highest rates ever , led by California and Florida .

这一次是英国最大的抵押贷款银行哈利法克斯苏格兰银行（HBOS）。这家银行业巨头拥有哈利法克斯银行和苏格兰银行。

This time , it is the ailing mortgage giant HBOS which owns Halifax Bank and the Bank of Scotland .

你可以用珠宝首饰作抵押向银行借款。

You can borrow money from the bank against your jewellery .

他用房子作抵押向银行借款。

He raised a mortgage on a house from a bank .

这所房子抵押给银行借得五万元。

The house was mortgaged to the bank for fifty thousand dollars .

土地抵押、银行信贷与金融风险：理论、实证与政策分析

Land Mortgage , Bank Loans and Financial Risks : Theoretical , Empirical and Policy Analysis

基于协调供应链采购合同抵押的银行贷款价值比研究

Study on Loan-to-value Ratios of Bank in the Coordinating Supply Chain based on Order Contract

然后，这也是自美国抵押贷款银行协会自1979年开始跟踪以来的最高比例。

Still , this is the highest rate since the Mortgage Bankers Association began keeping records in nineteen seventy-nine .

尽管货币政策未变，小企业进行贷款、抵押和银行融资的成本全都在上涨。

The costs of small business loans , mortgages , and bank funding are all creeping up despite the unchanged monetary policy .

和北京，上海和其他城市，在广东地区的抵押贷款银行一直采用“反担保”制度。

And Beijing , Shanghai and other cities , in the Canton area mortgage bank has been using a " counter-guarantee " system .

中安资源马上投入到生意之中，根据安哥拉石油部的记录和由以石油运输作为抵押的银行贷款显示。

China Sonangol threw itself into the business , according to Angolan oil ministry records and applications for bank loans backed by oil shipments .

由于不可以直接从银行贷款，地方政府成立融资平台代表自己以土地作抵押从银行获得贷款。

Not being allowed to borrow directly , many of them set up companies to borrow on their behalf , using land as collateral .

更爽的是，开发商可以把这片地抵押给银行，套得25亿元的贷款。

Even better , the developer could then offer that land as collateral for a loan of , say , 2.5 billion yuan from a bank .

最近，主要抵押贷款银行宣布，它们会通过提供高出收入4倍的贷款，以及房价125%的贷款来帮助新买家。

Last week , the principal mortgage lenders announced that they would help new buyers by offering loans of five times income and 125 per cent of value .

默文金表示，他曾希望悄然扮演这家英国抵押贷款银行最后贷款人的角色，但后来获知，相关立法不容许他这么做。

The central banker said he had wanted to act covertly as lender of last resort for the UK mortgage lender but had been told that legislation prevented him .

那时，东京股市大约在两年前崩盘；房地产市场正大幅下跌；依赖建筑物作为抵押的银行正苟延残喘。

The Tokyo stock market had crashed some two years previously ; the property market was in free fall ; lenders that had relied on buildings as collateral were gasping for air .

报告补充到越来越多的证据表明房产市场疲软，经济学家预测明天可能显示数据的最少的抵押贷款银行在一年多的时间。

The report adds to mounting evidence that the housing market is weakening , and economists predict data tomorrow may show that banks granted the fewest mortgages in more than a year last month .

美联储同时宣布了和欧洲中央银行与瑞士国民银行的临时互换限额，大约价值240亿美元，允许它们将美元贷给用欧元或者其它货币做抵押的银行。

The Fed also announced temporary swap lines with the ECB and the Swiss National bank , worth $ 24 billion , allowing those banks to lend dollars to banks pledging euros or other currencies .

至于如何为自己的投资获得融资，也不存在问题：他在上海、温州和香港都有房产，他已经把这些住宅抵押给银行，以获得贷款。

And as for getting the finance to back his investments , there is no problem : he has homes in Shanghai , Wenzhou and Hong Kong and has put them up as collateral for bank loans .