重复抵押

论重复抵押的法律效力

The Simple Theory on the Legal Effect of Repeated Mortgage

论我国重复抵押的设立障碍与风险防范

Obstacles in the Establishment of Remortgage and the Risk Prevention

禁止重复抵押的利弊分析与立法的抉择

Advantages and Disadvantages of the Ban on Repetitive Mortgage and its Legislative Measures

重复抵押不应禁止但需限制

Duplicated Mortgage Not Banned but Restrained

重复抵押若干问题的探讨

Exploration about Problems of Repeated Mortgage

我国法律对重复抵押的态度经历了一个从基本肯定到完全否定的过程。

Our laws as regard to repetitive mortgage have experienced a change from basically affirmative to completely negative .

企业动产抵押登记的目的的防止重复抵押，保障抵押权的实现。

Of the purpose that enterprise movables guaranty registers prevent to repeat pledge , ensure the implementation of hypothec .

在《担保法》中禁止重复抵押有失科学性，设置提前清偿制度也不尽合理。

In guarantee law , the ban of repeating mortgage is unscientific and the establishment of liquidation before expiration is unreasonable .

重复抵押作为现代经济融资的一种重要手段，其作用逐渐日益显现，也越来越得到人们的认可。

Repeat mortgage as an important means of modern economical financing , its role gradually become apparent day by day and recognized by people .

有专家指出，重复抵押、假按揭不但让消费者苦不堪言，而且还会影响到整个国民经济。

Some experts pointed out that duplication mortgage , the mortgage will allow consumers really leave , but also affect the entire national economy .

对于相关法条的分析，得出我国对重复抵押经历了一个从有条件的肯定要存有争议到如今的未明文规定的过程。

By analyzing relevant law , repeat mortgage in our country experienced a process from conditional confirmed , controversial to nowadays no expressly stipulated .

因此，法律应当对重复抵押行为进行必要的规制，以保护后位抵押权人的合法权益。

In this sense , the statutes should set necessary prescriptions over double mortgages in order to protect the legitimate interests of those second mortgages .

在此部分，首先通过分析《物权法》等法律的规定，得出立法和理论层面上肯定重复抵押和再抵押的认识。

This part affirms the repeated mortgage and remortgage in the legislation and theoretical level by analysis of the provisions of the Property Law and other laws .

因此，应肯定重复抵押的法律效力，允许当事人超出抵押物的价值部分再次设定抵押权。

So , should affirm the legal effect of the repeated mortgage and allow the party goes beyond the mortgage 's value to establish the hypothec again .

我国现行立法和司法均不承认重复抵押的效力，学说上对该问题也多持否定的态度。

Our country 's current legislation and administration of justice do not acknowledge the effect of repeated mortgage , hold more attitudes denied to this question on the theory .

重复抵押是指抵押人就同一财产在同一价值范围内向两个以上的债权设定抵押。

This article considers repeated mortgage means that a mortgager establishes the mortgage to two or more rights of claim within the same range of value for the same property .

但是由于相关法律制度的不完善，重复抵押一度成为某些人欺诈的方式，实务中禁止重复抵押的呼声越来越高。

However , due to the imperfections of the related legal system , repeat mortgage ever became fraud of some people , thus increasing demands of ban repeat mortgage in practice .

由于重复抵押既不会给先位抵押权人造成损害，后位抵押权人又可能从中得到保证，抵押人可以更充分地发挥抵押物的效率。

Since the double mortgage would not cause damages to the first mortgagee , whilst the second mortgages may acquire pledge out of it , the mortgagor may make best of the pawn .

为了减少负面效应&实施这种公示方式可能出现的问题，如二重买卖、重复抵押等，可采取相应的措施予以解决。

In order to reduce negative effect , some corresponding measures can be taken for solving possible problems that happen in carrying out the public note mode , such as two-fold business , repeat impawn , etc.

禁止重复抵押存在诸多不妥之处，为充分发挥抵押在市场经济中的价值功能，法律只须规定一些配套措施控制重复抵押的弊端即可。

In the light of the many drawbacks caused by the ban on repetitive mortgage , and to the end of bringing the value function of mortgage into full play , it is suggested that our legislature should formulate some coordinating measures to offset the disadvantages of repetitive mortgage .

在使用过程中，提高了数据共享能力，避免了重复发证、重复抵押、重复查封等恶性现象的发生，大大提高了工作效率和管理水平。

During use , improve the data sharing capability , to avoid duplication of certification , repetitive mortgage , repeat attachment and other malignant phenomenon , improve the work efficiency and the management level .