房贷政策

新房贷政策对房地产业的影响

Influence of new chamber house loan policy on real estate industry

美国通过房贷政策

America approves home mortgage measure

国际金融危机爆发，松动了房贷政策，导致2009年楼市呈现快速增长。

Because the international economic crisis breaks out , the mortgage policy loosing leads the real estate market appears fast growth in 2009 .

房贷政策出台是公认的转折点，随后楼市价格上行无力，成交更是一泻千里。

Room loan policy releasing is the recognition turning point , afterward real estate market price upward incapable , the deal was flowing .

同时本文针对房地产行业龙头企业万科进行了个案研究，从其财务状况、房价理性回归及房贷政策对其股价的影响等方面做出分析。

This paper studies the real estate industry leaders Vanke as a case study at the same time , from its financial situation , prices return to rational to how the policy for housing mortgage impact its stock price .

房贷政策对东部地区城镇居民影响显著，且为正，表示房贷政策宽松使得居民购房支出增加能促进居民消费，不过房贷政策与消费的交互项系数在中西部地区几乎为0，影响微弱。

Mortgage policy for the eastern region has significant and positive influence , it means the loose mortgage policy leads to consumption promotion when house purchasing expenditure increased , but the cross coefficients between mortgage policy and consumption in the middle and west are almost weak .

而此次杭州政策被认为与中房协建议一致，因此业内人士均认为杭州出台的“二套房贷”政策可能就是央行随后调整二套房贷政策的样本。

Before this new policy comes out , Chinese Real estate Association put forward a proposal on the second housing loan policy adjustment , in which living demand is differentiated from investment demand .

为减轻受金融危机中购房者的还贷压力，国内几大银行正在积极准备扩大房贷利率优惠政策。

Major Chinese lenders are expanding a preferential policy on house loan interests to cut the burden of the country 's home buyers hit by the spreading financial crisis .