保单的保险金额有别于保单的现金价值。
The policy 's face amount is different from the policy 's cash value .
而原先的基金持有人必须共同来补齐这些差额。保单的保险金额有别于保单的现金价值。
And the original fund holders have to cover the difference . The policy 's face amount is different from the policy 's cash value .