保险差别定价
保险差别定价-
分析市场因素对保险产品定价的影响，保险产品差别定价的策略是保险业产品定价之良策。
To analyze the influence and discrimination price strategy for insurance product is a good way for pricing .
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本文以保险精算定价理论为基础，揭示出承保利润对保险产品价格变动的决定作用、保险精算定价在市场需求方面的缺陷，为我国城乡商业保险差别定价奠定了基础。
This article which is based on actuarial pricing theory reveals the decisive role of insurance price changes to the underwriting profits and the deficiency of actuarial pricing in market demand , laying a theoretical foundation for differential pricing of urban and rural commercial insurance .