重大疾病保险

要确认自己需要的是什么：商业医疗保险、重大疾病保险，是长期丧失劳能力时需要的收入补偿。

British will ask themselves if they want just private medical insurance , or also critical illness cover and income protection should they fall ill for an extended time .

本章设计了两个案例&重大疾病保险和费用型医疗保险。

The author designs two cases & dread disease insurance and reimbursement medical insurance .

前者称住院医疗保险，后者称重大疾病保险。

Former call medical treatment of be in hospital insurance , latter calls major disease insurance .

住院医疗保险精算中预期住院费用和天数估计商业健康保险包括重大疾病保险、住院费用报销型保险及住院补贴型保险。

Commercial health is sure to include charge of major disease insurance , be in hospital to submit an expense account model insurance and allowance of be in hospital insurance .

文章包括：加速重大疾病保险的定价和趋势；英国重大疾病市场的趋势；重大疾病的简易核保及亚洲的重大疾病险市场。

The articles included in this issue discuss pricing for trends in accelerated dread diseasae insurance , trends in UK critical illness experience , simplified underwriting in dread disease and dread disease insurance in asia .

目前市场上最畅销的是返还型重大疾病保险，被保险人享有重大疾病给付、身故给付、或者满期给付三项利益，我们来对比一下两个年龄段的缴费情况。

At present best-selling is to return on the market still model major disease is safe , insurant enjoys major disease to give pay , die gives pay , time-expired perhaps to pay3 interests , we will contrast two ages paragraph capture expends a circumstance .