议付信用证

浅析我国银行议付信用证项下的两种融资方式

Analyzing of two kinds of financing methods adopting by the banks of China under negotiation letter of credit

这一部分旨在阐述信用证的定义作用，以及作为信用证之一的议付信用证的含义特征。

This chapter introduces the definition and functions of letter of credit and , the meaning and characteristics of negotiation letter of credit .

开具汇票须注明本限定议付信用证的号码和日期。

Draft ( s ) so drawn must be inscribed with the number and date of this Restricted Negotiation Credit .

议付信用证的议付与出口押汇的关系。通过比较二者之间的区别，进一步明确出口押汇的特征、性质。

Compare Negotiation under guarantee for export with negotiation , make the meaning and character of negotiation under guarantee for export .

而议付信用证则是国际贸易中最常用的信用证。随着经济全球化的日益发展，议付信用证在国际贸易中得到广泛运用。

Among various credits , negotiation credit is the most common used credit for international trade and has been extensive employed in response to the development of economic globalization .

并且，文章将选择分析议付信用证交易实践中主要国家的惯常处理方法，同时对各国学者的观点和信用证的成文法进行评述。

In addition , the dissertation will choose the usual treatment methods of major countries in credit trading practice for analysis , and meanwhile review the views of scholars from each country and the statutes of credit .

所有信用证均须规定一个到期日及一个付款、承兑交单地。议付信用证尚须规定一个议付交单地，但自由议付信用证除外。

All credits must stipulate an expiry date and a place for presentation of documents for payment , acceptance , or with the exception of freely negotiable credits , a place for presentation of documents for negotiation .

对自由议付的信用证，任何银行均可为指定银行。

In a freely negotiable Credit , any Bank is a Nominated Bank .

出口押汇和议付是议付信用证项下的两种融资方式。

Export loan under mortgage of documents and negotiation are two kinds of financing methods under negotiation letter of credit .

证银行议付贷款。上述信用证有效期将在装船后15天截止。

Credit shall remain in force till the15th day after shipment .

但此价格仍须听候本公司最后确认，用可议付及不能取消信用证付款。

But this price is subject to our final confirmation and the payment must be made by a negotiable and irrevocable letter of credit .

笔者认为，讨论议付、议付行，必须要以对信用证与议付信用证的运作原理，含义特征有一个大致的了解为基础。

The author deems that talking about negotiation and negotiating bank should be on the basis of a rough understanding on the operating principles of letter of credit and negotiation letter of credit .