精算

该公司的精算报告可随时索取。

The company 's actuarial report is available on demand .

MA（q）利率下企业生存年金精算现值模型

Actuarial present value models of enterprise life annuity based on MA ( q ) interest rate

基于MA（q）利息力下缴费预定型企业年金保险中生存年金精算现值模型

The Life Annuity Actuarial Present Value Models of Defined Contributed Enterprise Annuity Insurance Based on MA ( q ) Force of Interest Rate

非寿险精算中，索赔次数的分布一般假设为普阿松分布P（λ）.风险非同质时的分布称为混合分布。

In non-life-insurance accuracy , the distribution of the damages-acclamation times λ is normally supposed as poisson distribution P (λ), which is also called mixed distribution in the case that risks are of different qualities .

随后由瑞典精算师Cramer对这一模型进行了严格数学化处理，使之建立在严格的随机过程理论之上，所以经典风险模型也称为Lundberg&Cramer模型（简称L-C模型）。

So the classical risk model is also called the Lundberg-Cramer model .

CareerCast.com的出版人托尼？？李（TonyLee）说，在一个充满各种自然和人为风险的世界，精算行业正蓬勃发展。

In a world awash with risks of the natural and manmade variety , the profession is booming , says Tony Lee , publisher of CareerCast.com .

为了得到该模型多维精算量的联合分布，本文引入了一列上穿零点，推导出该列上穿零点所构成的缺陷（defective）更新序列的更新质量函数。

In order to get the joint distributions we introduce a defective renewal sequence constituted by the up-crossing zero points and derive its mass function .

Pareto分布族中的两个分布已被列入精算师常用的八大分布之中，由此可见Pareto分布族的实际应用价值，也说明了我们对Pareto分布族研究的重要意义。

Two of Pareto Distribution Family have often been used by actuary . So , it is significative to research Pareto Distribution Family .

本文首先对Pareto分布的发展作了简单的介绍，并介绍了Pareto分布族在经济学、社会学、环境学、保险精算学中的广泛应用。

This paper introduces the development of Pareto Distribution Family and it 's application in Economics , Sociology , Euthenics and Actuarial Statistics .

北美精算学会（SocietyofActuaries）新近的研究发现：57%的前退休人员在其当前年纪低估了预期寿命，而高估者仅有28%。

New research from the society of Actuaries finds that 57 % of pre-retirees underestimate life expectancy from their current age , while only 28 % overestimate .

在得出这些概率之后，我们请来体育比赛精算师、BaseballInfoSolutions网站的所有人约翰•杜文（JohnDewan）对伦敦奥运会进行了1000次模拟。

After tallying those probabilities , we enlisted sports actuary John Dewan , owner of Baseball Info Solutions , to run 1,000 simulations of the Games .

保险Bonus-Malus系统是现代精算学中的一个重要研究课题。

Bonus-Malus System is an important research project in modern actuary .

风险理论的研究起源于瑞典精算师Lundberg，至今已有百年历史。

Studies of the risk theory were originated from the Sweden actuary Lundberg one hundred years ago .

特别地，当独立增量过程为Wiener过程，损失分布为Pareto分布的情形下，给出了总索赔额精算现值各阶矩的具体表达式。

If the interest randomness is Wiener process and the loss of distribution is pareto distribution , then the expression of moments of the claim size is more concrete and practical .

欧式期权和交换期权在随机利率及O-U过程下的精算定价方法

Actuarial pricing approach to Europe option and exchange option under stochastic interest rates and O-U process

指数O-U过程下保证险的保险精算定价

Pricing Mortgage Insurance under O-U Process

根据医疗保险和医疗补助服务（CMS）中心的精算师的预测，从2010年到2020年，医疗支出每年都将增加5.8%。

Health spending will rise by 5.8 % each year from 2010 to the end of 2020 , according to actuaries at the Centres for Medicare and Medicaid Services ( CMS ) .

Nesbitt等五人编著的《精算数学》一书中就专门讨论过离散时间的保险风险模型（见[1]）。

Nesbitt in which they discussed the insurance risk model of discrete time [ 1 ] .

通过使用Moodle的平台，我们已对这一精算在线测试页，这是WAMES的更新版本。

By using moodle platform , we had made anupdated version of this Actuarial Online Test Page , which is WAMES .

本文将利息力视为一个带漂移的Wiener过程，建立了连续时间情形下随机利息的一个模型，并在此模型下研究了几个寿险精算模型。

This paper sets up a random model of interest rate in continuous time by regarding force of interest as a wiener process . Simultaneously , it also studies some life insurances actuarial models according to this random model .

带扩散干扰项的风险模型较经典风险模型更贴近于实际，然而，由于该模型由复合Poisson过程与扩散过程叠加而成，所以此模型的研究一直是精算界与数学界的难点。

The risk model perturbed by diffusion is more practicable than the classical risk model . Research of risk model with perturbation is a difficulty of mathematics and actuarial science because it makes up of a compound Poisson process and a diffusion process .

通过对企业年金基金的DB和DC给付模式的比较分析，分析了给付模式优化选择的依据与精算模型，并结合实例进行分析与比较。第四，中国企业年金的绩效评价指标及模型研究。

By the comparative analysis on the annuity fund DB and DC payment patterns , we analyze the selection of optimal payment mode and actuarial model , and make the analysis and comparison with examples . Fourthly , the performance evaluation and model research on Chinese enterprise annuity .

直到目前，国际精算文献中研究的最优BMS，只考虑投保人上一年的索赔次数，没有考虑索赔额的大小，也即对于小额损失和大额损失的惩罚是一样的。

Up to now , the optimal BMS in the international actuarial literature only consider the frequency of the claims in a year and ignore the amount of the claim , which means the punishment for small and large claims are treated equally .

它介绍了OASDI信托基金的历史、投资与管理机构、投资与运营情况，并对OASDI信托基金进行了精算分析。

It is concerned with the history , the management and investment institution and the situation of OASDI Trust Fund , and makes a deep actuarial analysis of OASDI Trust Fund .

人力资源咨询公司美世（Mercer）健康和福利业务的首席精算师布鲁斯•理查兹预计，企业会着手调整其涵盖的治疗种类，由全体员工、而不仅仅只是高龄员工来为支付这笔费用承担更多的责任。

Bruce Richards , chief actuary in the health and benefits business at Mercer , a human resources consultancy , predicts that companies will look to alter the kinds of treatments they will cover and put more responsibility for payment on all their employees & not just older workers .

对水平收益率曲线下的免疫技术以及Redington精算免疫理论进行了阐述；

In the second part , the actuarial immunization technology has been studied from the following three aspects : ( 1 ) the general description of the immunization in terms of the level yield curve and the Redington actuarial immunization theory ;

论证了DB-DC分段型企业年金方案的可行性和缴费模型的准确性，对大型国有企业执行待遇衔接方案进行了精算分析，确保方案的实施不会出现资金极度短缺问题，可以实现平稳过渡。

And we demonstrate the feasibility and accuracy of DB-DC sub-type payment model . We also conduct an actuarial analysis of bridging programs to ensure the implementation of the program , which will not be extreme shortage of funds and can achieve a smooth transition .

个人账户中养老金给付精算模型及其应用

Actuarial Model of Pension Benefit under Individual Account and Its Application

保险精算中双损失环境的独立性问题

A Discussion on an Actuarial Theory about the Double Decrement Environment

英国精算师职业组织的结构和功能

The Organizational Structure and the Functions of Actuarial Profession in UK