手机银行

文章对几种手机银行所采用的技术进行了比较，同时对基于USSD的手机银行的设计、应用进行了分析思考，对其发展进行了展望。

Comparison to the technique that a few " Mobile Banking Service ", at the same time according to the design of the USSD " Mobile Banking Service ", applied to carry on analyzing and thinking , as to it 's developing to carry on the expectation .

最近几年陆续推出了手机银行服务业务，使得手机不在只是一个通信工具。

" Mobile Banking Service " provided in the last few years , make mobile been not just a communication tool .

基于J2ME和J2EE的手机银行设计与实现

Application of J2ME and J2EE in Mobile Banking

基于J2ME的手机银行应用系统的开发与设计

The Development and Design of Mobile Telephone Bank Application System Based on J2ME

因此我选择了第二个网络，并用手机银行App买了一张机票。

So I connected to the second one , and paid for an air ticket through my mobile banking app .

在介绍J2ME和J2EE体系结构之后，阐述了手机银行系统的整体架构和实现方案，并讨论了系统的安全性设计。

After introducing the architecture of J2ME and J2EE , we elaborate on the overall architecture and implementation of Mobile Bank . Finally , we discuss the security design .

基于USSD的手机银行技术探讨

Mobile Banking Technique Based on USSD

随着WAP与电子商务的结合，移动电子商务得以实现（如手机银行、手机炒股等），用户不再受时间和地点的限制，可以方便快捷地响应市场的变化。

With the combination of WAP and E_business ( such as Mobile Phone Bank and Mobile Phone Stock Dealing , etc ), customer could take free and quick response to the fluctuating market at any time and any place .

手机银行安全协议设计与分析研究

Research on Design and Analysis of Security Protocol for Mobile Banking

一种手机银行安全交易平台系统的设计

Design of a Secure Transaction Platform for Mobile Banking System

一些方案向消费者发放和他们手机银行帐号挂钩的贷记卡。

Some schemes issue customers with debit cards linked to their m-banking accounts .

最后实现了使用该协议的手机银行原型系统。

Finally , we realize a prototype of mobile banking system using MB protocol .

移动互联网与金融的结合，目前主要表现为以银行为主导和以移动运营商等非银行机构为主导的手机银行。

The combination of mobile internet and financial , which show as mobile banking the bank-led and mobile non-bank-led .

目前化解这一难题的主要手段是推广手机银行，利用手机银行进行信息处理，手机银行不仅交易成本低，而且可以解决信息不对称的问题。

Mobile banking is not only have low transaction costs , but also solve the problem of asymmetric information .

随着年轻消费者的热衷追捧，手机银行和支付技术将会是一个转折点。

Mobile technology for banking and payments is reaching " a tipping point ," with younger consumers leading the way .

该系统能满足用户要求，方便用户应用，提高了手机银行的服务质量；

This system can meet the request of client , offer convenience for client and enhance service quality of company ;

本文拟通过介绍国外手机银行的发展情况，对我国发展手机银行作一些初步的探讨。

This paper introduces the development of foreign mobile banking , meanwhile to make some preliminary investigations in domestic development .

本设计方案与其它手机银行相比，在实施和应用服务上具有更多的优势。

Compared with other mobile phone banking program design , this scheme has more advantages in the implementation and application services .

例如，手机银行，低成本照明系统，或者可以自己循环成为肥料的厕所。

Projects like banking by mobile phone or low-cost lighting systems or even a toilet bag that s itself into fertilizer .

而手机银行作为一种新型的金融服务，有其特有的风险与安全问题，需要予以适当的监管。

As a new type of financial services , mobile banking with its unique risk and safety issues need proper supervision .

手机银行客户使用手机进入账户、查询信息之银行交易方式。

Mobile Banking A method of banking where customers have the ability to access bank accounts and information through their mobile phone .

也就是说，您可以通过我们的电话银行、手机银行或自动柜员机付费。

That is to say , you can pay it through our telephone banking , mobile phone banking or via the ATM .

她补充说，该应用已经在提供电商和投资服务，并可能很快规划进军手机银行业务。

The app already offers ecommerce and investment services , and could soon be planning to push into mobile banking , she adds .

对其进行精心的设计和完善的分析是手机银行系统开发中必不可少的一个组成部分。

Thus , in the development of a mobile banking system , elaborate designing and complete analyzing of its security protocol are undoubtedly indispensable .

手机银行作为一种实体银行的虚拟工作环境，其潜在的风险远远高于传统银行。

As a virtual working setting within a bank entity , the potential risk of the mobile banking significantly exceeds that of the traditional banking .

安全协议对手机银行系统的安全性质起着决定作用，是系统成败的关键。

The security protocol , which is a crucial basis in mobile banking services , determines the security properties or even the fate of whole system .

但是，在发展中国家，还有在那些移民工人需要将钱汇回相对贫穷的老家的国家，手机银行发展的潜力更大。

But the potential is probably bigger in the developing world , and in countries in which migrants remit money to their families in relatively poor homelands .

由于时间以及资源的限制，后续研究者可以尝试用其它行为理论模式，对手机银行消费者的行为进行研究。

Because of the limitations of time and resource , latter researchers can use other behavior models to do future research about consumers ' behavior in mobile banking .

针对以上问题，本文首先界定手机银行业务的相关概念，阐述当前手机银行产业链的运营模式及手机银行的技术实现方式。

So this paper firstly defines the related concepts of the mobile banking , and describes the current industry chain business model and technical implementation of the mobile banking .

我们可以使用手机银行给工人发工资，出租车司机和快递员再也不用随身带着现金找零，可以很方便地汇钱给朋友和家人。

Workers can then be paid by phone ; taxi-drivers and delivery-drivers can accept payments without carrying cash around ; money can be easily sent to friends and family .