二套房贷款
二套房贷款-
银行要查询借款人公开的贷款记录来认定是否为二套房贷款。
Banks rely on the public credit registries system to define whether a loan is for a first house or a second house .
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新增贷款增速自去年秋季以来一直在放缓，但中国的主要收紧措施是自4月中旬启动的试图抑制房地产市场投机的政策，如针对二套房贷款的新限制规定。
The pace of new lending has been slowing since last autumn but the main tightening measure has been the campaign since mid-April to try to limit speculation in the property market , with measures including new restrictions on mortgages for second homes .