银行卡业务管理办法

我国虽然于1999年3月颁布了《银行卡业务管理办法》，专门对消费性电子资金划拨进行调整，但由于一些主客观原因，使得其在保护消费者权益方面的作用极其有限。

Although our country promulgated the Bank Card Business Management in March 1999 , its function is very limited in aspect of protecting consumer as some subjective and objective reasons .

中国人民银行1996年发布的《信用卡业务管理办法》中信用卡包括贷记卡和借记卡；而1999年发布的《银行卡业务管理办法》中限定了信用卡的含义，仅指贷记卡。

In the Measures for the Management of Credit Cards Business issued by people 's Bank of china in 1996 , credit cards consist of Credit Card and debit , but The Measures for the Management of Bank Cards Business issued in 1999 limits the implication of credit cards .

但关于网上银行电子支付的立法，除了1999年3月1日开始施行的《银行卡业务管理办法》外，可谓暂付阙如。

However , in addition to Management Measure of Bank Card Business that comes into force in March 1 , 1999 , there has no the legislation concerning the electronic payment of internet bank at present .