重新定价风险

利率风险按照来源的不同，可以分为重新定价风险、收益率曲线风险、基准风险和期权性风险。

According to its different sources , interest rate risk may be classified into repricing risk , yield curve risk , basis risk and optionality .

利率的波动会给金融机构带来利率风险：重新定价风险和市场价值变动风险。

The fluctuation of interest rate will bring interest rate risk to financial institutions : repricing risk and market value change risk .

商业银行所面临着四种主要的利率风险：重新定价风险、基本点风险、选择权风险、收益曲线风险。

The commercial banks face four kinds of main interest : Fix the price risk , basic point risk , option risk , yield curve risk .

在利率即将实现完全市场化的背景下，住房抵押贷款所面对的利率风险主要表现在重新定价风险、内含期权风险、基准风险、收益率曲线风险等方面。

With the background of market-oriented interest rate , housing mortgage loans have to face enormous interest rate risks in forms of repricing , optionality , basic risk , and yield curve .

我国利率市场化的过程中，商业银行将主要面临收益曲线风险、基准风险、重新定价风险、选择权风险、政策性风险。

In the process of the marketization of exchange rate in China commercial banks will be mainly confronted with such risks as yield curve risk basic rate risk re-pricing risk option risk and policy risk .

以中国商业银行的具体情况为现实依据，采用比较分析法对我国商业银行面临的重新定价风险、基差风险、收益曲线风险、期权性风险进行系统分析。

Based on the specific circumstances reality of Chinese commercial banks , applying comparative analysis to analyze the commercial banks that facing reprising risk , basis risk , yield curve risk and optional risk systematically .

二是利率市场化后由银行内部利率风险管理机制引起的恒久性风险，主要包括重新定价风险、收益曲线风险、基准风险和期权性风险。

The permanent risk includes reprising risk , yield curve risk , basis risk and optionality risk . On the basis , it points out that the interest rate risk which will be faced by commercial banks can be divided into temporary risk and permanent risk .