资信

企业资信的BP神经网络评估模型研究

Research on BP Neural Network Model for Corporation Credit Rating

ABC公司让我们告知他们那家公司的资信情况。

We have been asked by ABC Company to advise the credit status of that company .

有一个资信鉴定机构是为了高等教育的

One accrediting agency is the Council for Higher Education Accreditation .

信用（Credit），也称为诚信、资信，是一种建立在信任（Trust）基础上，受信方对授信方在特定的时间内所作的付款或还款承诺的兑现能力。

The credit is a kind of refund ability setting-up on the basis of trust , which the accepter has promised to the grantor within specific time .

市资信评级委员会授予“AAA企业”；

The city capital letter rating committee awards " AAA enterprise ";

公司具有良好的资信，是“AAA”级信用企业。

Companies with good credit , are " AAA " grade credit enterprise .

自2000年以来，我公司资信等级一直是AAA级。

Our credit standing has been AAA-rated since 2000 .

WIRTGENCHINA一旦发现买方的资信状况发生问题，所有拖欠款项应立即到期。

Where circumstances come to WIRTGEN CHINA 's attention indicating that the Buyer 's creditworthiness is questionable , all deferred debts become due immediately .

另一方面，市场仍旧认为我们的资信等级应为“AAA”。

The markets , on the other hand , continue to believe our credit status is AAA .

公司是AAA级信用企业，具有良好的资信，是值得您信赖的合作伙伴。

Company is AAA grade credit enterprise , have good credit , is worthy of your trusted partner .

连续多年被江苏省评估咨询公司评为资信AAA级企业。

Appraised as Credit Grade AAA Enterprise by Assessment and Consultation Company of Jiangsu Province for many continuous years .

获得“AAA级资信企业”和“重合同守信用企业”等荣誉称号。

Access to " AAA grade credit enterprise " and " re-contract and trustworthy enterprise " and other honorary titles .

提出了一种基于软计算的企业资信评估模型，它集成模糊数学和遗传算法，用快速遗传k均值算法进行聚类。

In this paper , a credit rating model based on soft computing is proposed which is a integration of fuzzy mathematics and genetic algorithm and use Fast Genetic k means Algorithm to cluster .

本模型用PowerBuilder和Sybase数据库实现，为ERP中的企业资信评估提供了一个新的方案。

The realization of the model introduces a new way to ERP in credit rating with the use of PowerBuilder and Sybase SQL server .

加入WTO，发达国家强烈的信用意识将对中国这个落后100多年的尚没有形成行业的个人资信评级市场提出巨大的挑战。

After entering WTO , the strong credit sense of developed countries will have a big challenge to china which has dropped behind for more than 100 years in the development of personal credit scoring market .

我们仅接受ABC有限公司的一笔定货，很遗憾我们不能提供具有长期交往经历的资信情况。

( 2 ) We have had only one order from ABC Co. , Ltd. , so we regret we cannot give you a reference from long experience .

随着我国加入WTO，企业的跨国经营，风险投资的启动，资本流动的国际化，要求我国尽快建立与世界接轨的资信评估体系。

Alone with our country 's entrance to WTO , enterprises ' transnational management , development of venture capital , and internationalization of capital circulation demand to build up the credit rate system linking with the world .

基于改进BP神经网络提出了客户信用评价方法，其步骤包括建立客户信用评价指标体系，构建BP神经网络模型，然后通过训练模型，评价出不同的资信等级。

Based on advance BP neural network , method for custom credit evaluation is put forward . Establishing index system , devising BP neural network , and evaluating different rank of credit are included in the step for evaluating .

由于有关规定要求地方政府在发行债券前必须公示地方财政状况，上海新世纪资信评估投资服务有限公司（ShanghaiBrillianceCreditRating&InvestorsServiceCo.，简称：上海新世纪）的这份信用评级报告在周二得以公开发布。

The credit report , issued by Shanghai Brilliance Credit Rating & Investors Service Co. , was released publicly on Tuesday thanks to the requirement that local governments need to make their financial position transparent before they can sell bonds .

投标人应取得ISO9001或同类质量体系认证，在大众集团拥有良好的售后服务和银行资信。

The bidder shall have the same quality system authentication of ISO9001 or , in the group has good after-sales service and bank credit .

NET+MSSqlServer2000的B/S构架实现，为该集团的供应商资信等级分类提供了科学方法，其聚类结果的合理性得到了实际应用的验证。

It is designed with the use of asp . net plus MS SQL Server 2000 B / S structure and provides a scientific method on credit clustering of the suppliers of corporation . The rationality of results is verified by application .

在对国内外主流资信评价方法比较和分析的基础上，提出了确定指标权重的DAA法，并应用模糊综合评价方法对企业诚信的表现及水平进行综合评判。

Through experts investigating questionnaire , we conformed the indexes weight in quantity by using the method of DAA and evaluated enterprise 's sincerity through Fussy Comprehensive Evaluation .

经过多年的发展，公司用过ISO9001-2000质量体系认证，荣获AAA级企业资信等级及多项国家实用新型专利。

North Tianyan has been certified by ISO9001-2000 quality management system , obtained AAA contract credit grade as well as the patent right for several new materials granted by the authority .

在中国这个资金实力雄厚、技术团队强大、理论研究深厚的背景下，B2B业发展势头强劲，日益成熟，但同时也存在着平台布局不够合理，资信机制不完善，行业门槛高等劣势。

In the background of Chinese capital strength , strong technical team , deep theoretical research , B2B industry development is strong and increasingly matures , but there are some disadvantage , for example unreasonable platform layout , imperfect credit mechanism , higher industry threshold .

第三章介绍了资产证券化的信用风险评估技术。包括Zeta法、资信评估模型、分类和回归树、CSPP开发的信用风险附加模型；

Chapter Three is about credit risk measurement methodology such as Zeta model , Credit scoring - model , Classification & regression tree , CSFP model and Credit metrics , the latest of which can measure the credit risk of ABS / MBS dynamically .

穆迪和标准普尔重申对MBIA公司的资信等级，消除对全球最大的债券保险公司低估的威胁（目前至少是如此）。

Moody 's and Standard Poor 's reaffirmed their AAA + ratings for MBIA , removing the threat of a downgrade to the world 's biggest bond insurer at least for the moment .

考虑信用卡市场普遍存在的消费者偏好差异和资信差异问题，将借贷模型与Hotelling模型相结合，分析了两种差异对商业银行信用卡市场竞争的影响。

Allowing for the diversity taste and different credit qualification of consumers , we establishes a model based on lending model and Hotelling model , and analyzes the strategic choice of commercial bank in Credit card markets using the model .

本论文采用RAROC（经风险调整的资本收益）对两种投资方法进行了分析，从结果得知：基于传统β的投资组合绩效同样逊于基于资信的投资组合绩效。

This paper made a compare between the two means by used the Risk Adjusted Return on Capital ( RAROC ) . From the result , we can know that the performance based on the credibility better than that the tradition 's means .

我国中小企业的客户资信管理探讨

Exploration of Client Credit Management in Chinese Small and Mid-Sized Enterprises

多目标多人决策模型及在资信评估中的应用

MultiObjective Many-Person Decision Model and its Application in Credit - Evaluating