征信产品

信用信息数据库建设与提供征信产品混为一谈。

It be confused that Credit database constructing and providing credit products .

而金融体系之外的多元化、多层次的信息来源、经济全球化的不断发展、以及多元化、个性化的征信产品需求等则是私营征信机构建立的供求因素。

Private credit bureaus to establish the demand and supply factors are diversified , multi-level sources of information outside of the financial system , the continuous development of economic globalization , and diversification , personalized credit product demand and so on .

信用标准为征信机构的设施建设、技术和操作提供了规范，对征信产品质量提出了明确的要求，必将对我国征信行业的发展产生重要影响。

Because of its regulation functions to the operations of agencies in the industry and to the quality of credit information reports , the credit standards will give big influence to the development of the industry .

而且在征信俱乐部运作过程中，还要合理界定政府与市场的边界，设计开发差异化的征信产品，适时对市场垄断与竞争、规模与质量进行动态监控。

Firstly , we must appropriately plot out the border between government and market . Secondly , we have to design different products according to different demands . Thirdly , we should dynamically supervise market 's monopoly and competition , and control market 's scale and quality .