费伦认为，有时候，这种“依赖关系循环”完全是人为造成的：“它会产生更多费用。”
Sometimes , Phelan contends , this " cycle of dependency " is deliberate : " it leads to more fees . "
费伦女士也从自己客户身上看到了类似趋势。
Ms. Fehren has seen a similar trend with her customers .
费伦