贷款风险溢价
贷款风险溢价-
此次反弹仍然使抵押贷款担保债券的风险溢价（即与国债等资产之无风险利率之间的利差）比信贷危机之前水平高出若干倍，也远远超出推动按揭放贷所需的新交易的水平。
This rally still leaves risk premiums , or spreads over risk-free rates on assets such as government debt , on mortgage - backed bonds many times higher than pre-credit crunch levels and far above rates that would encourage the new deals that are needed to help mortgage lending .