缴费率

国家对于企业年金缴费率的规定很笼统，只有一个上限。

The regulation of occupational pension contribution rate is not very specific and only has an upper limit .

中国企业年金缴费率的模拟分析

Simulation of the contribution rate of occupational pensions in China

本文通过建立模型，分别在税前列支和EET税制条件下，对养老金替代率、缴费率和销售净利率之间的关系进行计量分析，并结合浙江制造业进行实证分析。

Under the conditions of before tax-pay and EET , this article sets models to analyze the relation of substitute rate , pay rate and retained profits rate . Then , author use the model to analyze the financial feasibility combining with the manufacturing in Zhejiang province .

行业收入差异的养老保险最优企业缴费率的分析

On Optimum Payment of Endowment Insurance According to Industry Income Differences in China

从个人效用和社会福利最大化的角度出发，养老保险制度存在着最优的缴费率。

Pension insurance has optimal payment rate based on individual utility and social welfare maximization .

平均余命是影响个人账户缴费率的重要因素之一。

Life expectancy at retirement is one of key factors related closely with contribution rate of personal account .

抚养比越高，缴费率越高，统筹养老基金破产的可能性就越大。

The higher paying rate be raised , the greater possibility of bankrupt the social pool pension faces .

而与此同时，过高的养老保险缴费率和保险金替代率，也产生了巨大的社会经济成本。

At the same time , exorbitant endowment insurance rate and substitution rate result in a high social economic cost .

文章在精算平衡模型的基础上，运用模拟的方法，对企业年金的缴费率进行了测算分析。

Based on the actuarial equivalent model , we analyze the contribution rate of occupational pensions using the simulation method .

最后指出增加企业年金缴费率、推迟退休年龄是提高女性职工企业年金替代率的有效途径。

In the last part , the paper argues that postponing retirement age can enhance the corporate pension replacement rate of feminine .

其次，采用定性分析的方法对影响企业养老保险缴费率的基本因素进行分析。

Next , uses the qualitative analysis the method to affect the enterprise old-age insurance payment rate fundamental factor to carry on the analysis .

至于福利方面，英国皇室将提供雇主缴费率15%的养老金计划以及33天年假。

As for the benefits package , there will be " a 15 % employer contribution pension scheme and 33 days annual leave . "

在基金制养老保险体制下，当个体具有向下利他主义且不存在遗产动机时，养老保险缴费率与生育率之间没有关系。

Under funded security system , the pension contribution rate has nothing to do with fertility rate in the case of parental altruism without bequests .

文章整体的分析结果表明欠发达地区的缴费率应该高于发达地区的缴费率。

The overall analysis results show that the article contribution rate of less developed areas should be higher than the contribution rate in developed regions .

同时，社会基本养老保险缴费率的不合理与不一致，是致使我国社会保险体制财政失衡的另一关键因素。

The irrationality and disunity of social insurance contribution rate is another key factor to the financial unbalance of social insurance system in our country .

本文在部分积累制的财务平衡模型的基础上，定量分析了提高退休年龄对缴费率的影响。

On the basis of financial balance on half-funded pension , this paper quantitatively analyses the impact of increase of retirement age on the contribution rate .

在我国劳动要素分配系数远低于理论数据的情况下，企业和个人实际承担的缴费率偏高，企业和个人责任偏大，国家责任偏弱。

The enterprises and individuals ' paying rate is over-high , under the circumstance that our labor factor distribution coefficient is much lower than theoretical data .

在这种缴费率下，企业、个人和财政都是有能力支撑的，这对于农民工养老保险缴费率的统一是非常有利的。

In this contribution rate , corporate , personal and financial ability to support the reunification of migrant workers pension insurance contribution rate is very favorable .

除了养老保险和失业保险，重庆、上海等地的地方政府还下调了单位的医保缴费率。

Besides pension and unemployment insurance , some local governments , such as Chongqing and Shanghai cut the percentage that enterprises must pay for medical insurance .

带来这种损失感的主要因素是缴费率高，收益不确定，参保年限过长，农民工一些个体特征等。

The factors of the sense are the high contribution rate , the uncertain income , the number of years , some individual characteristics and so on .

社会统筹养老基金的主要风险变量包括：缴费率、抚养比、覆盖率、替代率、统筹层次、退休年龄。

Main risk variables of the social pool pension fund include : paying rate , supporting rate , coverage rate , substituting rate , pool level , retirement age .

单位以全部职工工资总额为计算依据，职工个人以本人工资收入为计算依据，按规定的缴费率缴纳。

The unit is computational basis with all worker total wages , worker individual is computational basis with this person wage income , by formulary capture cost leads pay .

中国现在实行的统一的养老保险个人账户缴费率（8%）忽视了个人不同年龄段和不同行业的收入差异。

China implements now the unified old-age insurance individual account payment rate ( 8 % ) has neglected individual disparity in age section and the different profession income difference .

根据这份报告，很多养老金计划只有在融资或受益方面作出重大调整，才能按照设定的缴费率提供目前以及今后的受益金额。

According to the report , most pension schemes can only deliver current and future benefits at established contribution rates if they make significant adjustments in the financing or benefits .

个人账户基金要经过投资运营以实现保值增值，因此个人账户缴费率还会对个人收入分配状况和国民经济运行产生重要影响。

Through the investment of pension fund for maintenance and increment of value , the contribution rate of personal account plays a big role in individual income distribution and national economy .

前者采用与中国现有的养老金制度完全一样的养老金制度；后者采用的养老金个人帐户则允许个人在如何投资个人帐户资金以及缴费率上拥有一定的自由决定权。

The latter takes a different pension system that allows the participant have certain rights of free choice in how to invest his pension fund in individual account and the contribution rates .

本文利用保险精算学中生命表理论得到现收现付制下的缴费率精算模型，分析了在人口老龄化到来之际实行现收现付制的潜在危机；

Using the theory of life table , we establish the actuarial model of contributing rate under pay-as-you-go system , and analyze the potential crisis based on the coming of old age population .

从各国实践情况看，无论是隐性债务，还是转轨成本，都可以通过提高缴费率，推迟退休年龄、调整养老金替代率、严格领取条件等技术手段适度缩减。

Both implicit debt and transition costs can be properly reduced by increasing contribution ratio , extending retirement ages , adjusting pension replacement ratio , tightening pension benefits receiving criteria , and other technical methods .

测算表明，个人帐户缴费率变动的经济增长效应比较微弱，而社会统筹帐户缴费率的增加会导致显著的经济增长负效应。

The result shows a weak economic growth effect caused by the payment contribution to the individual accounts , and a negative economic growth effect caused by the payment contribution to the social pooling account .

另外，湖北、河南将失业保险职工缴费率下调至0.3%，广西、天津、重庆下调至0.5%。

Meanwhile , the amount that employees must pay for unemployment insurance was reduced to 0.3 percent of an employee 's salary in Hubei and Henan , and 0.5 percent in Guangxi , Tianjin and Chongqing .