存款证

金融市场定期存款证

Money market certificate of deposit

存款证的回报要高些，使用存款证的人承诺一定时间内不取钱，期限可以是几个月或几年。

With a certificate of deposit , or CD , a person agrees not to withdraw the money for a certain period of time . This term could be anywhere from a few months to several years .

可转让存款证与银行同业市场相辅相成，中转长期资金。

Negotiable certificates of deposit NCDs complement the interbank market by channelling longer term funds .

在整体趋势影响下，可转让存款证息率也于最后一季显著增加。

In line with the overall trend , interest rates of NCDs increased substantially in the last quarter .

而可转让存款证虽然列明到期日，购买者可选择到期前出售或等待到期收取现金。

But it can be liquidated before the maturity date when holder requires cash or wait until it matures .

银行和其他金融机构可能提高储蓄者存款证帐户和货币市场基金的利息。

Banks and other financial institutions may raise the rates they pay on savers'certificates of deposit and money market funds .

一如过往多年，银行继续通过发行可转让存款证来筹集中期至长期资金。

As in previous years , banks continued to raise medium to long-term funds through the issuance of negotiable certificates of deposit ncds .

不过，近年愈来愈多内地银行及企业采用发行可转让存款证、债券及股票等方式筹集资金。

But more recently , an increasing number of Mainland-related banks and enterprises have raised funds through issuance of negotiable certificates of deposit , bonds and shares .

小姐，这是我的存款凭单和身份证。

Here is my deposit certificate and my ID card , miss .

定期存款设有固定时期的储蓄户口或存款证，存款人必须提交书面通知，才可以提取存款。

Time deposit a savings account or CD held for a fixed-term with the understanding that the depositor can only withdraw by giving written notice .

除定期存款外，只能承受低风险的投资者亦可考虑银行不定期推出的存款证。

In addition to fixed deposits , can tolerate low-risk investors can also consider bank certificates of deposit from time to time introduced .