一行三会

认为我国金融监管体制必须改革，尤其是要改变分业经营，分业监管的监管模式，允许混业经营，逐步走向统一监管，合并原有的一行三会，建立统一的、全局统筹的金融监管机构。

Think the finance regulatory system of our country must be reformed , should allow mixed operation in finance , establish unification supervise organization .

一行三会：中国人民银行总行、国证券监督管理委员会、国保险监督管理委员会、国银行业监督管理委员会。

One bank and three commissions : the general headquarters of people 's Bank of china , China Securities Regulatory commission , China Insurance Regulatory commission , China Banking Regulatory commission .

目前，我国一行三会政府主导型证券信用评级监管体制基本建成，行业自律的作用也已经显现。

At present , Chinese " One industry and three association " - type government-based credit rating securities regulatory system has basically completed , and industry associations have taken effect in securities credit rating supervision .