贷款利率

银行贷款利率浮动的差异性比较

Thoughts on the Status Quo of Floating Interest Rates of Loans with Commercial Banks in Guangdong Province

流动资金贷款利率8.5%。

The loan interest rate for circulating fund is8.5 % .

今天，至少有一家银行降低了其最低贷款利率。

At least one bank cut its prime rate today .

抵押贷款利率最近的回升可能会扼杀房地产的复苏。

The recent rebound in mortgage rates could snuff out the housing recovery .

该银行的贷款利率保持不变。

The bank left its lending rates unchanged .

欧元区内的房屋所有者享有比我们英国更低的抵押贷款利率。

Homeowners in the eurozone enjoy cheaper mortgages than we do here in Britain .

银行将基本房屋贷款利率从10.75%提高到10.99%。

The bank lifted its basic home loans rate to 10.99 % from 10.75 %

房价很容易受与地产本身无关的因素所影响。东南部房价的下跌很大程度上是由于抵押贷款利率的上涨所引起的。

House prices are easily upset by factors which have nothing to do with property as such . The fall in prices in the South-East results largely from the high rate of interest on mortgages

所以，如果一个低收入家庭买了房子，So，，a，family，that，bought，a，house&，他们一般是还不起房贷的，当贷款利率回升时。

A low-income family buys a house they can barely afford it , then the rates go up on them .

高盛（GoldmanSachs）称，银行体系以外的非正规贷款利率可能高达基准利率的四倍。

Outside the bank system , Goldman Sachs says informal rates can be four times as high .

主要的银行间贷款利率&伦敦银行同业拆息（Libor）是很多企业和个人贷款的基准。

Libor , the main interbank borrowing rate , forms the benchmark for many loans to companies and individuals .

在5月29日美国国债收益率飙升、抵押贷款利率走势出现部分逆转后，美联储（Fed）目前正处在观望之中，官员们不愿仓促作出任何下意识的政策反应。

The Federal Reserve is in wait-and-see mode following the surge in bond yields and mortgage rates that partly reversed on Friday , with officials unwilling to be bounced into any knee-jerk policy reaction .

伴随着美国国债市场收益率的大幅上升，美国抵押贷款利率上周急剧上涨。投资者开始坚信，通胀压力可能迫使美联储（Fed）在今年晚些时候加息。

US mortgage rates soared last week amid a sharp rise in Treasury market yields , as investors started to bet that inflation pressures could prompt the Federal Reserve to raise interest rates later this year .

尽管美联储（fed）已将隔夜利率从一年前的5.25%调降至目前的2%，但目前的抵押贷款利率高于一年前的水平。

Although the Federal Reserve has reduced the overnight interest rate from 5.25 per cent a year ago to 2 per cent now , mortgage interest rates are now higher than they were a year ago .

中国一年期基准贷款利率为7.02%仅比总体cpi高半个百分点，实际利率很低。

With the one-year benchmark lending rate at 7.02 per cent only half a percentage point above the headline CPI China has minimal real interest rates .

名为“Alibaba.come-CreditLine，PoweredbyLendingClub”的这座新平台提供的贷款利率低于其他机构。

The loans for the new venture , to be called " Alibaba.com e-Credit Line , Powered by Lending Club , " comes at lower interest rates than what others can provide .

随着银行缩减了存于欧洲央行（ecb）、高出存款准备金要求的资金额即过剩流动性，欧元银行间隔夜贷款利率已“恢复常态”。

Euro overnight bank lending rates have " normalised " , while banks have scaled back the amount of money held at the European Central Bank above reserve requirements known as excess liquidity .

出乎投资者意料的是，中国人民银行（PBoC）将一年期基准贷款利率调低0.31个百分点，至6%，表明经济放缓已经蔓延到欧洲以外。

The People 's Bank of China surprised investors by lowering its main one-year lending rate by 0.31 percentage points to 6 per cent , showing that the economic slowdown extends beyond Europe .

但这座购物中心的租户只有一家宾利（Bentley）汽车经销商、一间影院和这家餐厅，而贷款利率高达40%。

But the mall 's only tenants are a Bentley car dealership , movie theater and the restaurant & and the loan 's interest rate is a steep 40 % .

聚焦于借贷成本方面的影响，并假设不进行其它任何调整，MAG研究人员估计，资本金要求每提高一个百分点，银行的贷款利率就会上升约15个基点。

Focusing on the implications for borrowing costs and assuming no other adjustments , MAG researchers estimated that banks ' lending rates would rise by about 15 basis points for each percentage point increase in capital .

InterestRate是贷款利率（例如，“0.05”）。

InterestRate is the interest rate of the loan ( for example ," 0.05 ") .

北美、欧洲以及日本的监管机构近期在调查，美欧大型银行的交易员是否串通影响伦敦银行同业拆借利率（libor）及其他基准贷款利率。

Regulators in North America , Europe and Japan have been investigating whether traders at big US and European banks colluded to influence the London Interbank Offered Rate , or LIBOR , and other benchmark lending rates .

毕竟，英国银行家协会最初为libor建立这个奇特的价格报告体系的一个原因是，与交易股票相比，利用公开市场体系确定贷款利率的难度更大。

After all , one reason the BBA developed its peculiar price reporting system for LIBOR in the first place was that it was harder to use an open market system to set lending rates than trade equities .

新鸿基金融此款衍生品的卖家将根据之前协议，得到高于香港银行同业拆息（HIBOR，香港本地无风险贷款利率）协定基点的利差。

Sun Hung Kai Financial-the seller of the derivative-receives a previously agreed basis point spread over HIBOR , the local risk-free lending rate .

在银行间市场，Libor-OIS息差即银行间3月期贷款利率与央行预期利率之间的息差低于去年9月的水平。

On interbank markets , the Libor-OIS spread the premium over expected central bank interest rates that banks charge each other for 3-month money is lower than in September .

亚洲银行间贷款利率也有所下降，其中3月期香港银行同业拆息（hibor）下滑15个基点，至3.39%，低于10月13日4.4%的峰值水平。

The rate at which Asian banks lend to each other also fell , with the three-month Hong Kong interbank offered rate falling 15 basis points to 3.39 per cent , down from a peak of 4.4 per cent on October 13 .

现在五年期的贷款利率多少？

What is the interest rate for a five-year loan now ?

例如说，把房屋贷款利率调低。

Hence , the low housing loan rates , for example .

银行的贷款利率为百分之五。

That bank gives loans with an interest rate of5 % .

与市场预期相反，银行存款和贷款利率保持不变。

Against market expectation , bank deposit and lending rates remained unchanged .