法定利率

他承认，由于法定利率已低至1%，进一步降息将不会有多大意义。

He acknowledged that with official interest rates already at 1 per cent , further cuts in rates would not make much of a difference .

20世纪90年代以来，央行对法定利率进行了多次调整，同时进行了一系列利率市场化改革措施，试图通过利率对宏观经济起到一定的调节作用。

From 1990s on , the central bank has adjusted official interest rate for several times and meanwhile taken steps to reform the interest rate liberalization , in order to regulate the macroeconomic somewhat through interest rate .

在利率管制的条件下，即法定利率低于市场利率的情况下，资金的供求双方无法通过市场达到供需的平衡。

In the interest rates under the condition that the statutory interest rate below the market rate of circumstances , both the supply and demand of funds can not be achieved through the market supply and demand balance .

当前我国金融市场利率结构仍是由法定利率和市场利率组成的双轨制，至今尚未形成以某一基准利率为核心的市场利率体系。

At present , the structure of our country financial market interest rate system is still a two-track system which is composed of the state rate and the market rate . Until now , the system has not yet forms its benchmark interest rate .

去年，中国央行法定贷款利率的升息速度快于存款利率，实际上增加了银行主要业务的利润空间，从而为中国内地银行去年的利润大增起到了推动作用。

China 's central bank helped boost those profits last year by raising the official lending rate faster than the deposit rate , effectively increasing the margins on the banks ' main business .

届时意大利和西班牙将能够以接近欧洲央行存款利率的利率水平为其债务再融资。欧洲央行目前的法定存款准备金利率为1%，超额存款准备金利率为0.25%。

Italy and Spain would then be able to refinance their debt at close to the deposit rate of the ECB , which is currently 1 per cent on mandatory reserves and 25 basis points on excess reserve accounts .

当前和今后一个时期要着重解决好降低和取消法定存款准备金利率、降低法定存款准备金率、完善差别存款准备金率制度以及扩充存款准备金结构、改革准备金的计提方式等问题。

At present and from now on , we must solve such problems well as to lower and cancel legal preparing money rate , perfect distinction deposit preparing money rate system , enlarge deposit preparing money structure and reform the calculating and drawing methods of preparing money .