无效消费
无效消费-
保护好消费生态环境，可以减少无效消费支出和投资支出，并为可持续性消费行为奠定基础。
To protect well consumer ecological environment can reduce futile consumer expense and investment expense and lay foundation for sustainable consumer behaviour .
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日本最高法院去年的一项裁决实际上宣布了利率高于20.9%的利息支付均属无效，为此，消费贷款银行被迫为还款要求拨出了大量准备金。
A Supreme Court ruling last year , which effectively invalidated interest paid above 20.9 per cent , has forced consumer lenders to take large reserves against repayment claims .