雇主责任保险

雇主责任保险的发展困境及对策

The Development Difficulties and Countermeasures of the Employer 's Liability Insurance

积极发挥政府作用，推动雇主责任保险发展。

Last is to make good use of the government function and promote the development of the employer 's liability insurance .

该部分介绍了侵权行为领域保险制度的扩张，包括雇主责任保险和社会保险制度。

It contains the expansion of the insurance system in the tort area , including the liability insurance and the social insurance system .

加强高危行业雇主责任保险风险管控的思考但不适合危险性一般或略高的女性。

Enhancement on Employer 's Liability Insurance in High-risk Industries It is not considered appropriate for screening women with average or slightly increased risk .

与工伤事故有关的商业保险主要是雇主责任保险和人身意外伤害保险，发生工伤事故后根据保单的规定理赔。

Two main commercial insurance concerned with industrial accident injury are liability insurance of employer and the insurance of personally accidental injury . Victims who suffer industrial accident are able to claim compensation on the basis of insurance policy .

雇主责任保险摆脱发展困境，实现快速健康发展的主要对策有：加强立法，完善法制环境；

In order to get rid of the development difficulties of the employer 's liability insurance and realize the health development , there are lots of countermeasures . First is to enhance legislation and perfect the environment of law .

对工伤事故损害赔偿制度的研究就是对这几种制度的综合运用进行研究。本文首先讲述侵权责任与责任保险的发展历程，并简述了我国发展雇主责任保险的可行性和可能性。

The investigation about damage compensation system of industrial injury accident is how to use the different methods synthetically . This article introduces the developing course of tort liability and liability insurance firstly , and analyses the feasibility and the possibility of liability insurance in our country simply .

关于雇主责任险与工伤保险协调发展的探讨

Exploration of the Harmonious Development of Employers ' Liability Insurance and Work Injury Insurance

雇主责任险作为工伤保险的补充，转嫁了雇主投保工伤保险后所存在的风险，然而，雇主责任险并没有同工伤保险有效的结合，其保障作用没有得到充分的发挥。

Employer liability insurance as injury insurance complement , both employers accept insurance of injury insurance after risks , however , employers with injury insurance liability and no effective combination of its role has not been fully utilized .