联邦政府特许的商业银行。
A commercial bank chartered by the federal government .
尽管联邦基金利率即商业银行间隔夜拆借利率连续降息三次，但到12月11日，银行已连续三个月高息贷款，利息比3月份的还高。
Despite three reductions in the Fed funds rate , banks were still paying more on December11th to borrow money for three months than they had been in March .
联邦商业银行