知识产权质押融资

知识产权质押融资风险分散和防范机制研究

The Prevention and Spread Risks Mechanism of Intellectual Property Pledge

齐鲁银行“知识产权质押融资业务”被视为破解科技型中小企业融资难题的一次大胆尝试。

It is regarded as a bold attempt in solving the financing problems of high-tech SMEs .

知识产权质押融资为广大农业科技企业提供了一条新的融资渠道。

IP pledge financing provides a new financing channel for the majority of agricultural science and technology enterprises .

制定知识产权质押融资、创业贷款等方法，完善支持高层次艺术人才创业金融服务。

Development of intellectual property impawn financing , business loans and other methods , improve support high-level art talent business financial services .

知识产权质押融资是解决知识产权企业资金紧张的一个重要途径，这个途径对于中小企业来说尤为重要。

Intellectual property in enterprises pledge financing is an important way to financial constraints , this approach is particularly important for SME .

重点分析了日本在亚洲金融危机之后知识产权质押融资得以蓬勃发展的原因。

The author pays attention to the reason why Japan has developed its intellectual property pledge financing much faster after the Financial Crisis in Asia .

制约知识产权质押融资发展的主要问题是质押知识产权的价值无法准确的评估，致使金融机构开展知识产权质押贷款业务的信贷风险过大。

Constraining the development of intellectual property rights pledge financing is a pledge of the main issues of intellectual property value can not be an accurate assessment .

知识产权质押融资则符合科技企业无形资产特别是自主知识产权所占比重较大的特点，为科技企业提供了适合的债权融资渠道。

Intellectual property pledge financing is accord with the characteristics of intangible assets is the most important assets in technology enterprise , provides the suitable debt financing channels .

鉴于此，本文结合对政策性保险机构相关问题的阐释和分析，提出了通过建立知识产权质押融资国家担保机制来分担商业金融机构开展业务的风险。

This combination of policy-oriented insurance agency interpretation and analysis of issues related , to proposed financing of the national pledge of intellectual property through the establishment of mechanisms to guarantee the allocation of commercial financial institutions to conduct business risks .

目前，一些发达国家，如美国、法国、意大利及西欧国家，都将知识产权质押作为新型的融资方式加以推广、适用，并获得长足的发展。

At present , some developed countries , such as the United States , France , Italy and the Western Europe countries , are the intellectual property rights pledge as a new financing way to promotion , application , and achieved great development .

主要阐述了知识产权的重要性和开展知识产权质押融资的重要意义。

Paper mainly discusses the importance of intellectual property and carries out the importance of intellectual property pledge financing .