合作保险

国外农业合作保险经验的解读与借鉴

Interpretation and Lessons from Experiences of Agricultural Cooperative Insurance of Foreign Countries

刚才提到的回答中，我们提到所有学者都认为合作保险是允许的。

In the answer referred to , we mentioned that cooperative insurance is agreed by all scholars to be permissible .

工人阶级要携手共建困难保障安全网&关于中国职工互助合作保险模式及困难保障机制的设想

The Working Class Should Jointly Build the Safety Network of Difficulty Insurance

风险保费定价原理成比例性与合作保险问题的研究

On Proportionality of Risk Premium Calculation Principles and the Problems of Cooperation Insurance

河北省农业保险的经营模式应当采取以政府再保险为调节，以地方性互助合作保险组织为基础、吸收商业保险公司参与的农村保险组织制度，同时需要多渠道支持和政府的推动与诱导。

A policy agricultural insurance system combining the government organization with the cooperative organizations should be established .

有鉴于此，应建立相应的组织治理、财政支持和外部监管保障机制，实现渔业互助合作保险的可持续发展。

For those reasons , appropriate governance , financial support and external regulatory mechanisms should be established to achieve sustainable development of fisheries .

但是，有关渔业风险和渔业保险方面的理论研究相对滞后，专门性的渔业互助合作保险研究更是少见。

However , studies on theory of fishery risk and fishery insurance are relatively lagging , and specialized researches to fishery cooperative insurance are very scarce .

互助合作保险是在商业保险无法提供风险保障的背景之下，渔民互助共济对抗风险的必然选择，也是其形成的动因所在。

Commercial insurance is not available for fishermen , so mutual-cooperative insurance is an inevitable choice to against risk , thus motivation of cooperative insurance was formed .

第三部分，介绍发达国家（地区）渔业互助合作保险的发展历程，为我国渔业互助合作保险研究提供经验和借鉴。

Part 3 introduces the mutual-cooperative fishery insurance history in developed countries ( regions ), and aims to provide experience and reference for Chinese fishery mutual-cooperative insurance research .

她摇着头拿出一包收据，“如果你是企图自杀，农村合作保险一分不报。”

She pulls out a bundle of receipts , shaking her head . " The rural cooperative insurance does not compensate you a penny if you attempt suicide . "

第四，加快建立农业再保险体系和财政支持的巨灾风险分散机制，鼓励在农村发展互助合作保险和商业保险业务。

Fourthly , accelerate the establishment of agricultural reinsurance system and spread catastrophic risk of financial support mechanisms to encourage mutual assistance and cooperation of insurance and commercial insurance business in rural development .

第二部分，对渔业风险、渔业保险的特性进行界定，分析互助合作保险经营基础及其基本形态，为后续研究提供理论基础。

To provide a theoretical basis for follow-up studies , part 2 distinguishes and defines some concepts related to fishery risk , fishery insurance , analyzes operating basis and basic forms of mutual-cooperative insurance .

第四部分，分析中国渔业互助合作保险的形成背景和发展过程，运用供求理论、交易成本理论解释其形成动因，并对现实市场进行了实地调查。

Part 4 analyses background and history of Chinese fishery mutual-cooperative insurance , explains the motivation of its formation with the use of supply and demand theory , transaction cost theory , and performs a field survey to the actual market .

以中国渔业互保协会为典型代表的互助合作保险组织在为渔民分散风险和提供风险保障方面发挥了十分重要的作用，一定程度上弥补了商业渔业保险市场的供给缺失。

China Fishery Mutual Insurance Association as a typical representative of the mutual-cooperative insurance organizations has played a very important role for fishermen to spread risk and provide risk protection , to some extent makes up for missing supply of commercial fishery insurance market .

最后，针对降低渔业互助合作保险运营成本、完善费率厘定体系，本文作出了直接降低管理成本或通过扩展保险责任范围和完善信息化系统来相对降低成本的政策建议。

Lastly to address the high operation cost problem and perfect the fishery cooperative and mutual insurance policy , the suggestions were made : to directly reduce management cost , to expand the scope of coverage and to raise efficiency through perfection of information system .

美国国家洪水保险计划是联邦政府、州与地方政府、私营保险公司的合作保险，美国洪水保险实施的理论依据是洪水风险分区和合理的费率厘定。

The National Flood Insurance Program ( NFIP ) is a cooperative venture of the federal government , state and local governments , and the private insurance industry . The article delineates academic basis of NFIP , namely , flood risk zoning and fiscally sound premium ratemaking .

分析证明，我国海洋灾害保险模式应该是在互助合作保险模式下的一揽子保险计划，并给出了具体安排。再次，在前文基础上对我国海洋灾害保险的经营模式进行探讨。

The analysis proved that our country marine disaster insurance should be the wholesale insurance plan under the mutual cooperation insurance pattern , and has given the concrete arrangement . Finally , the paper carries on the discussion of our marine disaster insurance pattern on the preamble foundation .

推动我国农业保险的可持续发展重在制度创新，包括大力发展农业互助合作保险社、组建国家农业保险公司、建立政府主导下的农业巨灾风险基金。

In order to improve the sustainable development of agricultural insurance , we should rapidly promote the development of institutional innovation on the agricultural insurance in China , including the agricultural mutual and cooperative insurance union , the state agricultural insurance corporation , and the government-dominated agricultural catastrophic risk fund .

新型农村合作医疗保险制度的政府供给研究

The Government Supplies in the New Rural Cooperative Medical Insurance System

农村合作医疗保险新体系蹒跚起步

Rural cooperative medical insurance system limps pace from its inception

丽水市新农村合作医疗保险制度研究

The Research of the New Rural Cooperative Medical Insurance System in Lishui

上海市农村合作医疗保险管理的立法研究

Research of legislation on management of rural cooperative medical insurance in Shanghai

苏州市农村合作医疗保险制度改革的分析与思考

Analyzing and thinking the Reformation of Rural Cooperative Medical Insurance System in Suzhou

新型农村合作医疗保险信息系统接口的研究

Research of New Rural Cooperative Medical Information System Interface

将合作医疗保险与健康保健合同合二为一。

Cooperative medical insurance contracts and health insurance contracts were combined into one .

目前，丽水市新农村合作医疗保险已经取得了初步进展，但与此同时也出现了许多问题，影响了期发展。

At present , the new rural cooperative medical insurance initial progress has been made in Lishui .

通州区新型农村合作医疗保险参合农民受益分析

Analysis on the Farmers ' Benefits from the New Rural Cooperative Medical System in Tongzhou District in Beijing

结果上海郊区合作医疗保险运转基本平稳，逐步趋于规范化、制度化和法制化。

RESULT The cooperative medical system is managed steadily in Shanghai suburb and is being specified , formalized and legalized .

本部分通过比较、分析方法深入浅出论述农村合作医疗保险存在的问题作了较详细的论述。

This part uses the methodologies of comparative and analysis methods to make large amount details about the existing problems on rural cooperation medical insurance .

本论文即立足于当前城市或农村医疗保险的实际开展情况，分析商业医疗保险在社会基本医疗保险制度中的作用，即介入到城镇职工基本医疗保险和新型农村合作医疗保险中的作用。

This paper is based on the real medical situation of urban and rural , analyses the significance of Commercial Medical Insurance in Social Medical Security System .