保险需求函数
保险需求函数-
在保险被视为公司的负债且保险的需求函数与偿付能力不足风险成反比的假设下，可通过选择偿付能力不足风险的水平来实现保险人的利润最大化。
Under the assumption that insurance is regarded as the debt of insurer and the demand function of insurance changes with the insolvency risk adversely , through deciding the level of insolvency risk , this article describes the optimization of the profit of insurers .