个人住房贷款

在个人住房贷款进展初期，Z银行由于防范风险意识较弱、风险欠缺管理等因素造成了个贷出现了不少的问题。

In the early progress of individual housing loans , risk prevention awareness of Z banks is weaker in risk management , and there were other factors have contributed to many problems .

最后，选取该商业银行近年来个人住房贷款的相关客户资料为样本，通过logistic回归模型构建了个人住房贷款信用风险的评估模型，最终建立个人住房贷款客户信用风险的评价模型。

Finally , select the individual housing loans relevant customer data of this commercial bank in recent years as a sample , built individual housing loans credit risk assessment model by logistic regression , eventually establishment credit evaluation system of individual housing loans customer .

本文选取中国建设银行做为案例，从个人住房贷款业务为切入点来分析应用CPI理论来建构流程银行的可行性、适用性。

It selected the Chinese Construction Bank as a case , which is from the IHL business as a starting point . It analyzed the feasibility and applicability of the application CPI to build and develop PBS .

ZH银行河南省分行的个人住房贷款业务现在处于转型期，在国家严厉的宏观调控政策下未来的发展空间有限。

ZH Bank Henan Branch of individual housing loans market is now in the business transition , the future development of the limited space in the national macro-control policy .

关于个人住房贷款中借款人资信评估问题的探讨

Exploration on Creditworthy Evaluation of a Loanee of Personal Housing Loan

个人住房贷款与经济增长的回归分析

Analysis of Personal Housing Loan and the Recovery of Economic Growth

我国个人住房贷款风险因素分析

An analysis of the causative factors for individual housing loan in China

在我国普通消费者的个人住房贷款主要来源于商业银行的贷款业务。

Most housing loans of consumers come from commercial banks loan business .

银行在未来发展过程中必须解决好非对称信息下的个人住房贷款风险问题。

The problem of unmatched information must be resolved in the future .

建设银行在个人住房贷款方面，有其独特的优势。

Construction bank has its special advantage in the individual housing loan .

基于决策树的个人住房贷款信用风险评估模型

Credit Risk Assessment Model for Individual Housing Loan Based on Decision Tree

我国个人住房贷款利率合理水平探讨

On the Reasonable Residential Mortgage Loan Interest Rate in China

个人住房贷款作为信贷资产的重要组成部分，如何推动它的发展从而进一步形成对个人住宅消费的支持，将成为新的课题。

How to support the individual residential consumption becomes an important problem .

个人住房贷款风险测度与对策研究

A Study on Measurement and Countermeasure to the Personal Housing Mortgage Loan

非对称信息下银行个人住房贷款风险成因与防范

Cause and Countermeasures of the Risks from Individual Housing Loan for Unmatched Information

对我国个人住房贷款的几点思考

Preliminary Thoughts on the Personal Housing Loans in China

全国首例个人住房贷款保险纠纷案评析

Comments on the First Case of Lawsuit Concerning Individual Housing Loan in China

信息不对称是我国银行个人住房贷款风险产生的深层次原因。

Unmatched information is the profound reason for bank credit risks in China .

因此，本文重点研究个人住房贷款信用风险评估体系，并在此基础上，尝试构建我国商业银行个人住房贷款的信用风险管理体系。

This paper focuses on credit risk of residential mortgages in commercial banks .

延边州商业银行个人住房贷款风险分析

Risk Analysis on Personal Mortgage Loan of Commercial Banks in Yanbian Autonomous Prefecture

在此背景下，个人住房贷款作为一种新的金融产品应运而生。

In this context , the individual housing loans emerged as new financial products .

个人住房贷款主要风险分析及控制研究

The Analysis and Control Study on the Main Risk of the Individual Housing Loan

我国商业银行个人住房贷款信用风险研究

The Research of Credit Risk for Individual Housing Loans in Commercial Banks of China

个人住房贷款从业人员整体素质不高。

The whole diathesis of the people who engage in the personal house credit .

二是个人住房贷款信用制度的缺位；

Second , the omission of the credit system of the personal housing loan ;

2014年全年发放个人住房贷款222.51万笔、6593.02亿元。

In 2014 , 2.2251m personal housing loans were granted , worth of RMB659.302b .

建行巢湖市分行个人住房贷款风险防范研究

Research on the Preventing Risks of Personal Housing Loans of China Construction Bank Chaohu Branch

个人住房贷款业务的计算机处理系统

Computer Settling System of Private House Loan

当前，发展个人住房贷款业务面临新的形势和新的挑战。

Now , the development of the personal house credit faces new challenge and new conditions .

目前，我国已经进入了个人住房贷款风险暴露和显现的高危时期。

It is high time that the risk of personal housing loan was possible to appear .