金融资产选择

家庭金融资产选择行为的影响因素分析&基于江苏南京的证据

Analysis on the Influencing Factors in Household Financial Portfolio Selection & Evidence From Nanjing , Jiangsu Province

居民家庭金融资产选择的实证研究

The Experimental Analysis of Household 's Choice of Financial Assets

我国居民金融资产选择行为演变的制度分析

Institutional Analysis on the Evolution of Financial Asset Selection Behavior of Chinese Households

首先，对居民家庭金融资产选择的相关文献进行回顾和总结。

Firstly , the paper reviews former foreign and domestic research on household portfolios .

存在个人非流动性资产的动态金融资产选择

Dynamic Portfolio Choice with Personal Illiquid Assets

第三，在对家庭金融资产选择行为进行实证研究时，对配置行为做了进一步的细分，不仅考虑到储蓄、股票投资，还考虑到了债券、基金、保险等资产选择行为。

Third , this paper details the deploy actions for household financial assets choosing , not only considering deposits and stocks , but also bonds , funds and insurance products .

在金融资产选择理论框架下，利用时间序列研究了金融资产长期、短期波动对寿险保费的主要影响。

Under the frame of Portfolio Theory , the paper examines the situation and driving force of China 's life insurance premium both in short-term and long-term with the time series models .

其次，以西方消费&储蓄理论和现代资产组合理论等为基础，对影响居民家庭金融资产选择的主要因素进行一般性的理论分析，并对各种因素的影响机制及其之间的关系进行分析。

Secondly , based on the theory of consumption and saving and modern portfolio theory , the paper explores the mechanism of those crucial factors which influence portfolio choice and the relationship between them theoretically .

深入研究家庭金融资产选择行为问题具有非常重要的学术价值与实践意义，研究结果可为优化家庭金融资产投资、提升家庭财产性收入提供富有价值的对策建议。

Research the household financial portfolio choice in depth had very important academic value and practical significances , the results could provide valuable advices for the optimization of family financial assets and enhance residents ' property income .

不同区域居民金融资产的选择行为及其特点；

The choice behaviors and characteristics of the different regional residents finance assets ;

基于行为金融的资产选择模型研究

Study on Portfolio Selection Models Based on Behavioral Finance

本文运用理论分析和统计计量分析相结合的研究方法，对现代金融资产投资选择的相关理论和国内外实证研究动态进行了回顾。

The relevant theories of modern financial assets investment selection and the domestic and abroad demonstration study trends have been reviewed .

实证研究表明：收入、年龄、性别、房产等内因影响家庭金融资产的选择。

Empirical research shows that : income , age , gender , housing and other internal factors influence household financial assets portfolio .

最后在总结论文实证研究结论的基础上，提出相关建议，以杜绝上市公司金融资产划分选择上的盈余管理。

Finally , based on summarizing conclusions of the inspiration study , this paper presented some suggestions to eliminate earnings management on financial assets classification in listed companies .

随着债券、股票、基金、保险等金融产品的不断发展，家庭金融资产的投资选择行为也变得日益复杂。

With the development of bonds , stocks , funds and products of insurance , it becomes more complex for household financing choices .

研究结果表明：企业规模、负债程度、金融资产持有量、成长能力对上市公司金融资产的分类选择有显著影响；经营业绩对金融资产的划分选择影响较小。

The results show that : enterprise scale 、 debt ratio 、 holdings of financial assets and growth ability all have a significant impact on financial assets classification in listed companies ; but operating results only has a weak impact of it .

随着我国家庭财富的显著上升和金融市场的不断发展，金融资产在家庭资产中的比重越来越大，家庭金融资产选择行为也变得更加复杂。

Along with the significant rising in household wealth and continuous development of financial markets , the proportion of financial assets in household assets increasing . The household financial portfolio choice had become more complex .

四是金融发展滞后的约束，我国资本市场还不是一个规范的投资市场，不适合作为家庭长期投资的平台，因此家庭的金融资产选择的范围被压缩在一个非常狭小的空间里。

The third constraint is the weak financial awareness , and the fourth constraint is the lagged financial development , the households'financial asset choices are limited to a very narrow space .