部分准备金

伴随着部分准备金银行制度，英国的银行业处于一个不平稳的均衡中。

With a fractional reserve system you 're in an unstable equilibrium .

那些不喜欢银行业“部分准备金制度”的人们应该会欢迎这种结果：它将提高银行的“部分准备金”。

Those who dislike fractional reserve banking should welcome that result : it would raise the fraction .

这比流通的金钱少的多，但是他们总是有部分准备金银行制度。

That 's a lot less than the amount of money out there but they always had fractional reserve of banking anyway .

部分准备金银行体系是指允许银行向外进行借贷业务，而这些钱并非银行所有。

Fractional Reserve Banking is a system of banking that essentially allows banks to lend out money that they don 't actually possess .

银行做不到这一点，原因正如许多批评家所指出的，它们是以部分准备金的模式在运转&由于定量宽松政策，这个部分目前相对有些高。

Banks cannot do so because , as many critics note , they operate on a fractional reserve – a fraction that is now relatively high , as a result of QE .

说起自由市场，右翼人士声称，如果我们回到金本位制、或者结束银行部分准备金制度，那就万事大吉了。我对这些说法表示怀疑。

On the free   market right people argue that if only we went back to the gold standard or ended fractional reserve banking , all would be well . I question such claims .

如果大多数银行一起这样做，所谓的部分准备金银行制度就成为可能。因此，如果一家银行创造的货币成为另一家银行的存款的话，那就不会产生很大的影响。

Fractional reserve banking , as it was called , was possible if most of the banks engaged in this practice together , so it did not much matter if money created by one bank was deposited with another .

第二部分：存款准备金政策理论概述。

Section 2 , an overview of deposit reserve system .

未决赔款准备金是保险公司责任准备金中最重要的部分，也是准备金精算师日常工作的主要部分。

The outstanding claim reserve is the most important part of reserves . The actuaries in the insurance companies pay most time in estimating the outstanding claim reserves .

一些分析师表示，央行提高部分银行的存款准备金率（rrr），是在向所有银行发出一个警告，即不会容忍过度的贷款增长。

Some analysts said that by raising the required reserve ratio for some lenders , the central bank was warning all banks that excessive loan growth would not be tolerated .

该部分内容还对准备金变动如何影响银行体系流动性的作用机理进行了概括。

This part also summarizes on how reserve changes affect the liquidity in the banking system .