自发性融资
- 网络spontaneous financing;spontaneous finance
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直接融资是资金需求的农户不通过正规金融中介而直接在资金市场上向资金供给方进行融资的活动,主要包括向亲朋好友的私人借贷、高息借贷和向一些自发性的融资合作组织借贷。
Direct financing means households acquire funds through capital markets , not the formal financial intermediaries , including private loans to friends and families , high-interest loans and financing to some voluntary lending cooperative .