活期存款利率

活期存款利率保持不变，仍为0.81%。

The demand deposit interest rate remains unchanged at 0.81 percent .

基本存款额度内的存款利息按结算日或支取日的活期存款利率计算。

B : Within the line of basic deposit , the interest should be counted at the rate of current deposit on the day of settlement or withdrawal .

利息按照补缴之日银行活期存款利率计算。

The interests shall be calculated on the basis of current deposit interest rate of the bank from the date of making up the arrears in social insurance premiums .

提前支取按支取日挂牌公告的活期储蓄存款利率计息。

For the withdrawal amount in advance , the interest is computed at the current rate quoted on the day of withdrawal .

如今银行活期存款年利率只有0.35%（为了确保银行能获得丰厚的利润，政府将活期存款利率限制在这一水平），而过去一个月余额宝的平均年化收益率则为约5%。

But while demand deposits earn an annualised rate of 0.35 per cent in banks - a level capped by the government to ensure that banks have plump profit margins - Yu'E Bao rates have averaged about 5 per cent over the past month .

各大银行的普通活期存款账户年利率仅为0.35%。

The rate for ordinary demand deposits in savings accounts at major banks is just 0.35 per cent a year .