事故超赔再保险
- 网络excess of loss per event/occurrence basis;Excess of Loss Event Basis;excess of loss on event basis
事故超赔再保险
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免赔额和NCD赔付条件下保险索赔次数的分布超额赔款再保险又分为险位超赔再保险、事故超赔再保险和累积超赔再保险三种方式。
The Distribution about Numbers of Claims on Homogeneous Policyholders under NCD System and Stop Loss Insurance Excess of loss reinsurance composed of per risk excess of loss , per occurrence excess of loss and stop loss reinsurance .
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事故超赔再保险是一种重要的再保险形式,我们可以应用PEBLE方法对其进行定价。
Per occurrence excess of loss reinsurance is an important form of reinsurance , to which the PLBLE method can be applicable when pricing .
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如果我国洪水保险是由政府主导的保险基金承保,其承保能力相对比较强,风险自留比较高,则应该选择成数再保险先于事故超赔再保险组合进行再保。
If the flood insurance is underwriting by the government insurance funds , which underwriting capacity is relatively strong , and should choose stop loss reinsurance after quota reinsurance portfolio .