超额存款准备金

表现为不断迅速增长的巨额的存贷差、M2与M1的持续背离、超额存款准备金的高企和货币市场利率的低位运行。

The performances is that large variance growths rapidly between saves and loans . M2 and M1 continually deviation , excess reserve of banks has a high level and money market interest rate has a low level .

届时意大利和西班牙将能够以接近欧洲央行存款利率的利率水平为其债务再融资。欧洲央行目前的法定存款准备金利率为1%，超额存款准备金利率为0.25%。

Italy and Spain would then be able to refinance their debt at close to the deposit rate of the ECB , which is currently 1 per cent on mandatory reserves and 25 basis points on excess reserve accounts .

而与此相对应的是其他银行在央行的超额存款准备金。

The counterpart to their assets is banks'excess reserve holdings with central banks .

譬如，伯南克建议美联储应该暂时从超额存款准备金的支付利率下手，而不是联邦基金利率。

Mr Bernanke suggested , for instance , that the Fed could temporarily target the interest rate it paid on excess reserves , rather than the federal funds rate .

2000年以来，我国金融机构存贷差持续扩大，商业银行超额存款准备金长期高企，商业银行流动性资产过剩问题开始凸显。

Since 2000 , the loan-deposit gap of Chinese financial institutions has been enlarged continuously , and the amount of commercial banks ' excessive reserve assets is also maintained on a relative high level .

对货币供给的分析结果表明，信用卡的使用将减少流通中的现金、法定存款准备金、超额存款准备金等基础货币的数量，增大货币乘数，从而将导致货币供给的增加。

The analysis of money supply shows that the use of credit cards will reduce the amounts of base money including currency , required deposit reserves and extra deposit reserves , and raise the money supplier , which combine to result in the increase of money supply .