信贷成本

在所有欧盟（EU）非金融服务行业中，近40%的企业表示，自去年夏季以来，信贷成本出现了攀升。仅有6%的企业报告说信贷成本有所降低。

Just under 40 per cent of all EU non-financial service companies said the cost of credit had risen since last summer , while just 6 per cent reported it had fallen .

在某种程度上，投行正从公司债券中迅速获利，而企业银行部门却因为信贷成本不经济而在公司债券上亏损，普华永道（PwC）的约翰希金斯表示。

Investment banks to some extent are raking in the profits on corporate bonds that their corporate banking colleagues are losing out on because of the uneconomic cost of credit , says PwC 's John Hitchins .

中国央行（PBoC）近期降低商业银行存款准备金率就发生在3月份的调查期间，MNI表示这在调查结果中也有部分体现，信贷成本指数略低于2月份。

The People 's Bank of China 's recent cut to commercial banks " reserve requirement ratio took place during the March survey period , and MNI says this was partly reflected in the results , with the cost of credit measure edging lower from February .

仅有1%的人认为信贷成本仍然低廉。

Only 1 per cent thought credit was still cheap .

结果是使得信贷成本一下子降低了许多。

The result was a surge of cheap credit .

大多数新兴经济体会受到更高的外国信贷成本的影响。

Most will suffer from more expensive foreign credit .

此外，有更多的贷款正转为不良贷款，信贷成本上升了一倍，至25亿美元。

And more loans are turning bad ; credit costs doubled to $ 2.5bn .

通过两种方法，成本效率方法和财务成本法对银行的信贷成本进行了比较分析。

We use cost efficiency and financing cost method to analyze credit cost of Chinese bank .

银行家们警告称，这些监管改革将增加家庭和企业的信贷成本。

Bankers warn that the changes will raise the cost of credit for households and businesses .

它做出的决定将影响到英国所有企业和个人的信贷成本。

Its decisions will affect the cost of credit for every business or individual in Britain .

此外，全球信贷成本正在升高，也推高了亚洲那种债务驱动型增长的成本。

Also the cost of credit in the world is rising , making Asian-style debt-fuelled growth more expensive .

即使短期名义利率接近于零，实际利率略呈负值，信贷成本仍居高不下。

Even though short-term nominal rates are near zero and real rates are slightly negative , credit costs remain high .

农村地区信贷成本高，必须要求较高的贷款利率才能覆盖成本。

The cost of rural credit is high , so there must be a high mortgage rate to cover the cost .

第一，雷曼兄弟破产事件引发了信贷成本的大幅飙升。

Three forces are behind this . First , the collapse of Lehman Brothers triggered a sharp increase in credit cost .

应用财务数据计算单位贷款的成本，发现中小银行的信贷成本低于大型国家国有银行。

It is fund that SMBs have lower credit cost than state bank when per credit cost is calculated via financial data .

信贷成本并不是问题所在；那些能够借款的人已在以优厚条件借入资金。

The cost of credit is not the problem ; those who can borrow are already doing so and on attractive terms .

而这一次，信贷成本更为低廉，坏账也更为广泛地分布在整个全球金融体系内。

This time , credit had been offered even more cheaply and bad debts spread much more broadly across the world financial system .

由于预期外部环境将更为艰难，实际固定资产投资的增速也在放缓，这在一定程度上是对信贷成本上升的反映。

Growth in real fixed-asset investment is slowing in anticipation of the bleaker external environment , partly reflecting the higher cost of credit .

该公司没有支付如此之高的信贷成本，而是用自己手里的资金维持运营，希望明年初借贷成本会有所下降。

Instead of pay such high premiums , Providencia is running through its own cash in hopes that borrowing costs decline early next year .

面对低廉的信贷成本和蓬勃发展的市场，亚洲企业正纷纷抓住这一有利时机发行可转换债券，推动亚洲可转债发行量达到创纪录水平。

Asian companies are rushing to cash in on the confluence of cheap credit and booming markets by issuing record levels of convertible bonds .

除个别情况外，每个欧元国家的基准信贷成本与其国际债务的平衡有关。

With a few exceptions , the benchmark cost of credit in each euro-zone country is related to the balance of its international debts .

但它意识到，如果信贷成本及可获得性的重大变化持续下去，就将对实体经济产生影响。

But it realises that significant changes to the cost and availability of credit will make an impact on the real economy if they persist .

与在战后的历次衰退中一样，美联储将力争抵消经济中的疲软，并寻求通过降低信贷成本，来推动经济复苏。

As in every postwar recession it will attempt to offset the weakness in the economy and seek to fuel recovery by reducing credit costs .

有些公司不但要面对全球经济减缓带来的国外订单减少，还要面对信贷成本上升带来的对利润蚕蚀风险。

Rising borrowing costs will also eat into the profits of firms that face a drop in foreign demands due to a possible global economic slowdown .

人们对此意见不一。一些金融投资者将其归咎于一波非理性繁荣的浪潮，而其他人则辩称，低廉的信贷成本仅仅是对良好经济状况的反映。

Opinions vary , with some financial investors blaming a wave of irrational exuberance and others arguing that the cheap credit costs simply reflect benign economic conditions .

因此，在当前环境下，要降低信贷成本，就要求美联储进行干预，以减轻私人媒介资金流动上的障碍。

Reducing credit costs in the current environment , accordingly , requires that the Fed intervene to mitigate the impediments to the flow of privately intermediated funds .

由于私人机构仍处于困厄之中，美联储有必要继续在其法律权限内促进媒介活动，以降低信贷成本。

Because private institutions are still in distress , it makes sense for the fed to continue to facilitate intermediation within its legal powers to moderate credit costs .

问题的部分原因是，中国的实际信贷成本，在扣除通胀等因素外，仍持续偏高，尽管有近期的宽松措施。

Part of the problem is that the real cost of credit in China , after factoring in inflation , remains persistently high despite the recent easing measures .

此外，净收入增长逾10亿美元，加之信贷成本和支出有所降低，帮助提升了业绩。

What is more , higher net revenue marks to the tune of over a billion dollars , plus lower credit costs and expenses , helped the bottom line .

面对自身巨大的经济问题，银行收紧了钱袋，减少贷款并且将信贷成本转嫁给个人和企业。

Faced with huge difficulties of their own , banks have tightened their purse strings , lending less and driving up the cost of credit to consumers and corporations .