基金积累制

提出建立单一个人账户的基金积累制保险制度。

Proposed the establishment of a single system of personal accounts funded insurance system .

特别是90年代以来，很多国家养老保险制度都开始部分或者全部引入基金积累制。

Especially from1990s , a majority of Western countries'pension systemsbegan fully or partially to introduce funded systems .

提高劳动生产率是应对人口老龄化的根本途径&兼论老年社会保险中基金积累制的作用及相关问题

Raising Labor Productivity : the Basic Approach to Cope with Population Aging

中国目前的养老保险和医疗保险实行的是基金积累制为主的筹资模式。

Currently , main financing model of pension and health insurance in China is funding system .

基金积累制应用于新型农村社会养老保险制度的可行性研究

The Feasibility of Application of Funded fully-Individual Account System to System Social Endowment Insurance at Chinese New Rural

国际养老保险制度改革的共同取向就是建立个人账户和向基金积累制转化。

The common tendency in the international pension system reform is to establish personal accounts and transform to accumulation pension system .

世界各国纷纷对本国的养老保险制度进行改革，引入基金积累制，将积累的养老保险基金投资于资本市场。

Countries had to reform their pension systems , so funded pension system was born . The pension fund was invested into capital market .

我国采取的统账结合的制度安排模式，使得由现收现付制向部分基金积累制转轨面临更为严峻的挑战和考验。

Our country chooses the mode of the united accounts of social welfare , turning from " pay-as-you-go system " into " Accumulation Pension System ", which will bring us more rigorous challenges and trials .

养老金制度是社会保障制度中的重要组成部分，国际上养老金制度并没有统一的模式，大体可分为现收现付制、基金积累制和混合制。

Pension system is an essential part of the social security system . There are mainly three modes of the pension system in the world , namely , pay-as-you-go mode , full-funded mode and mixed mode .

按照有关文献的解释，这是因为中国正面临着人口迅速老龄化的压力，现收现付制不能有效应对人口老龄化，而基金积累制则不存在这一问题。

According to some literatures , the reason why to adopt funding system in China is the press of population aging , and the system of PAYG can 't cope with the phenomenon of population aging .

在人口老龄化不断加剧的情况下，老年社会保险中不论采取现收现付制还是基金积累制，都不能减轻下一代人的经济负担。

With the problem of the " Population Aging " increasingly turning worse , neither the pay-as-you-go system nor the fund accumulation system in the existing old age social insurance could reduce the next generation 's financial burden .

从筹资方式来看，国际上存在从现收现付制向基金积累制发展、从社会统筹制向个人账户制发展和多层次的社会保障基金筹集体系不断发展的三个发展趋势。

As far as raise model , there are three trends as follow : from cash income and cash pay systen to fund accumulate system , from social plan as a whole to individual account , and establishing several arrangements to raise fund .