信和集团及卡公司保留修改所有条款及细则的权利。
Sino group and card centre reserve the right to adjust terms and conditions from time to time .
信和集团保留一切权利接纳或拒绝任何申请，以及编配适当之交易类别予申请者。
Sino Group reserves its rights to accept or reject any application and to allocate appropriate trade classes to applicants .
信和集团