贷后检查
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根据银行对出口在建船舶贷款形成的不良资产情况,作者认为进行随机的贷后检查是防范与控制风险的重要途径。
After providing a loan for export ship construction random examinations will play an important role in guarding and controlling the probable financial risk in accordance with the banks ' losses in recent years .
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商业银行应注重贷前审查和贷后检查等工作,加强风险控制力。
Commercial bank should focus on the credit review and credit check , and strengthen risk control .