金融扶贫

金融扶贫创新：农户资金互助合作社初探

Research on Mutually Financial Cooperation among Farmers

宁夏农村金融扶贫的路径选择&大力发展微型金融服务

The Path Choice of Poverty Alleviation of Ningxia 's Rural Finance & Greatly Developing Micro Financial Service

我国农村政策性金融扶贫资金的流动性，反映在资金的导入，管理使用和退出三个环节上。

The rural aiding poor fund fluidity in policy finance is reflected by the three links : financing , managing and withdrawing .

除了金融扶贫，中国政府还通过搬迁等方式帮助贫困人口脱贫。

While providing financial support , the Chinese government has also tried to help impoverished people to get rid of poverty through relocation .

建立和完善农村政策性金融扶贫资金的循环与退出机制&关于创新扶贫方式的思考

Establishing and Perfecting the Cycle of Rural Aiding poor Funds in Policy Finance : Withdrawing Mechanism & Thoughts about innovation in the Aiding-poor Measures

建立农村政策金融扶贫资金的退出机制，关键在于加强对扶贫资金的管理和使用。

It counts on strengthening the aiding poor funds management and operation to establish the withdrawing mechanism of the rural aiding poor funds in policy finance .

由于其具有保障低收入人群生活水平、金融扶贫等功能，使其成为了国际上众多发展中国家关注的焦点。

Micro-insurance to protect low-income population living standards poverty alleviation , relief , so it became the focus of attention of many developing countries in international .

针对存在的问题，可从三个方面入手：1.加强立法，建立农村政策性金融扶贫资金的预算制度；

In view of the existing problems , we should start with the three aspects : 1.strengthening legislation , to set up the aiding poor budget system ;

资金构成与合作社的异化&基于20世纪三四十年代中国乡村社会变迁的考察金融扶贫创新：农户资金互助合作社初探

Abnormal Capital Structure and the " Alienation " of Cooperation : The Country Cooperation in China in the 1930 's-1940 's Research on Mutually Financial Cooperation among Farmers

自二十世纪九十年代初，小额信贷在我国已经有进二十年的发展历史，实践证明它是一种有效的加速农村经济发展的金融扶贫形式。

Microfinance in China has a history of twenty years since 1990s . Practice has proved that it is an effective means to assist the poor and accelerate rural economic development .

在我国，小额信贷被视作一种特殊的金融扶贫活动，它与信贷金融活动和扶贫活动密切相关，但其本质上是一种信贷方式。

It is a special activity for financial poverty alleviation , it has a close relation with credit activity and poverty alleviation activity , but it is a kind of credit essentially .

主要对我国传统扶贫模式的特征、类型、存在的问题等进行分析；第四部分，我国农村金融扶贫现状分析。

The main traditional to our country supports deficient pattern types , characteristics , existing problems were analyzed ; the fourth part , analysis of the current situation of China ' srural financial poverty alleviation .

在政策建议上，对应三大资本建设，相应提出财政税收、金融扶贫、人力资源、社会发展和专项扶贫政策建议。

Fourthly , about policies and recommendations , the paper proposes taxation and finance , finance poverty alleviation , human resources , social development and special poverty reduction policies , corresponding to the three capital construction .

作为一种有效的金融扶贫手段，小额保险可以为广大农村人口、特别是低收入农民提供风险保障，在摆脱因自然灾害、意外伤害、重大疾病致贫和返贫等方面起到显著效果。

As an effective financial poverty alleviation means , micro-insurance aims at the low-income people and it has significant effect in emerge from poverty because of natural disaster , illness , accidental injury etc. , especially in rural population .

小额保险是国家致力解决三农问题的一个切入点，它不仅仅是一种保险，也是一种降低各种风险对低收入人群冲击的金融扶贫手段。

The micro-insurance is the important point that the country try to deal with the " agriculture rural areas , and farmers " problem , is it not only insurance , but also a financial tool for poverty alleviation that lower all kinds of risks ' attack to low-income person .

农村政策性金融与扶贫资金的风险防范

Rural Policy Finance and Risk Precautions against Aid-the-Poor Funds

小额保险在世界范围内的兴起是开拓新的金融领域和创新扶贫手段的结果。

The worldwide rise of micro-insurance is the result of exploiting new financial fields and innovation of help-the-poor measures .

因此，农村金融服务体系是一项重要的支持体系，而农户资金互助合作社是进一步深化农村金融扶贫体制改革的重点，也是对农村金融扶贫机制创新的一次尝试。

Therefore , financial service system is an important supporting system for rural areas . Mutually Financial Cooperation among farmers is the focus in deepening the poverty-assistance system of rural China , which also is an innovative attempt .