美国商业银行

狂热投入&美国商业银行服务的秘诀

Zealous Investment & Secrets Behind American Commercial Bank Services

文章借鉴了美国商业银行账户管理的创新方式，提出了国内商业银行将代理发放工资账户设计为工资理财账户的设想，并对其可行性进行了分析。

This text has drawn lessons from the foreign commercial management innovative way of bank account , propose domestic commercial bank is it grant salary account design for imagination on " salary manage money matters the account " to act as agent , and has analyzed about its feasibility .

美国商业银行体系的监管与变革

On the Supervision and Transformation of the American Commercial Banking System

美国商业银行消费信贷的风险控制与防范

Risk Control and Risk Prevention of Consumer Credit in American Commercial Banks

银行合业经营制度内在不稳定性的演变&分析美国商业银行经营制度的变迁

The Evolvement of Internal Instability of Universal Banking System

解析美国商业银行的非利息收入

A Study of US Commercial Banks ' Non-Interest Income

当代美国商业银行贷款的发展

Latest Developments of Lending of US Commercial Banks

美国商业银行开展理财业务的经验及对国内银行的启示

Enlightenment on Domestic Banks from the Experience of US Commercial Banks in Offering Wealth Management Service

从美国商业银行客户关系的演变探索商业银行的发展趋向（上）&一个新视角的考察及其启示

Exploring the Developing Trends of Commercial Banks from Evolution of Customer Relationship of American Commercial Banks

美国商业银行工商信贷面临的挑战、采取的对策及蕴涵的启示

Challenge to American Commercial Banks in Extending Industrial and Commercial Credit , Their Countermeasures and Implications to China

美国商业银行在工商信贷市场上所遇到的难题在我国工商信贷市场上也初现端倪。

The difficulties encountered by American commercial banks are also found in our market of industrial and commercial credit .

这全归功于美国商业银行的法人治理结构、业务运行模式及利润来源发生了根本性的转变。

These all can attribute to the reformation of governance structure , the changing of management model and profit origin .

通过美国商业银行，我们已经得知贵公司在中国是主要的纺织品出口商之一。

We have been informed by the Bank of U.S.Commerce , that you are one of the leading exporters of textiles in China .

资本充足率监管压力下资本与风险的调整&基于美国商业银行数据的实证分析

On the Adjustment of Capital and Risk under the Pressure of Capital Requirement Regulation : An Empirical Study of the Data from American Commercial Banks

假设问题在于丧失偿付能力，且美国商业银行谨慎估计的市值（约4000亿美元）得自政府支持。

Assume that the problem is insolvency and the modest market value of US commercial banks ( about $ 400bn ) derives from government support ( see charts ) .

借鉴美国商业银行存款经营的优势，提出要建立适应社会主义市场经济的账户管理办法、提高我国商业银行的存款创新能力和积极构建存款风险防范机制等相关建议。

Ways of account management that meet socialist market economy should be set up , deposit innovation ability of commercial banks be raised , and risk precaution of deposit management be constructed .

过去20年间，美国商业银行业的投资银行、资产服务、资产证券化、保险业务和其他运营性收入的增长使得非利息收入在营业净收入的占比增加了15.4%。

In the past 20 years , income from investment banking , assets management , securitization , insurance and other operational business of US Commercial banking industry has increased , and now the non-interest income accounts for more than 15.4 % of net operational income .

通过对近十年来我国与美国商业银行资产负债结构变动状况对比分析，详细阐述了商业银行的资产负债结构对货币供给的影响过程以及作用方式。

With the analysis of the commercial banks ' assets , liabilities ' data and it 's changing trend in China and the United States , we has explained the process and means of commercial banks ' balance sheet structure 's influence on money supply .

在达沃斯会议上，摩根大通首席执行官杰米•戴蒙（JamieDimon）的发言听起来像是巴菲特或查理·芒格（或珍妮塔·瓦科利），他表示：美国的商业银行和投资银行做了一些的确很愚蠢的事情。

At the Davos conference , Jamie Dimon , JPMorgan chief executive , sounded like Warren Buffett or Charlie Munger ( or Janet Tavakoli ) when he remarked : Some really stupid things were done by American banks and American investment banks .

共同基金已成为美国仅次于商业银行的第二大金融中介组织。

Mutual fund is the second largest financial medium in America inferior to commerical banks .

美国主要商业银行仍然突出发展零售业务

American Commercial Banks Develop Retail Banking Actively

美国的商业银行管制给我们的启示

Enlightenment of American Commercial Bank Control

60年代主要以规避政策管制的金融创新使美国的商业银行走出困境，防止了金融脱媒现象的发生；

In 1960s , the financial innovation which to avoid the policy made American commercial out of the problem ;

从国际收支平衡资本账户的角度来看，美国是商业银行、人股本投资者和对冲基金的混合体。

Looked at from a balance of payments capital account perspective , it is a cross between a commercial bank , a private equity investor and a hedge fund .

在过去几个月里，欧洲的商业银行以及美国的商业银行都在将资金撤出欧洲，因为债务违约的担心。这样的举动令流动性在欧洲银行业变坏。

European banks and their American counterparts have been moving funds out of Europe in recent months because of these exposure fears , worsening the liquidity problems in the eurozone banking system .

自信贷紧缩以来，美国大型商业银行的资产负债表上新出现了2800亿美元债务，这限制了它们发放新贷款的能力，可能会影响经济增长。

Large US commercial banks have seen $ 280bn of new debt come on to their balance sheets since the credit squeeze , threatening to undermine economic growth by inhibiting their ability to make new loans .

本文通过对美国、德国商业银行反洗钱机制的比较，分析归纳出两个国家反洗钱机制中值得我国学习的地方。

Based On The Comparison Of America And German Commercial Bank Anti-money Laundering Mechanism , This Article Analyzes And Summarizes The Advanced Areas Of The Two Countries .

有许多银行在美国和外国商业银行汇款，但大部分的外汇交易中，大部分的银行在美国纽约举行。

There are many banks in the United States and foreign commercial banks have remittance , but the bulk of foreign exchange transactions most of the banks in New York .

随着年末的临近，许多美国领先的商业银行和投资银行面临巨额亏损，它们亟需资金注入，而且最好能与年度业绩同时宣布。

Leading US commercial and investment banks were facing huge losses as the year-end approached and were in urgent need of a capital infusion , preferably one that could be announced at the same time as their annual results .

处置完上述两块业务，雷曼通过选择出售一些包括美国和欧洲商业银行业务、风险资本和房地产基金在内的私人股本业务，在市场上解冻另一层资金以偿还债务。

With that taken care of , Lehman is now in the market to unlock another layer of funds to repay creditors by selling selected pieces of its private equity business , including its US and European merchant banking , venture capital and real estate funds .