旅游信贷

在个人信贷消费飞速发展的带动下，各商业银行越来越注重针对消费热潮来开拓业务，旅游信贷消费等各种新型信贷产品也应运而生。

Driven by the rapid development of personal consumer credit , commercial banks increasingly focused on developing their business , the travel consumer credit and other new types of credit products have emerged .

第一，建立和完善社会保障制度；第二，加大宣传力度，拓宽旅游信贷营销渠道；第三，推动旅游信贷产品及服务的创新。

First , establish and improve the social security system ; second , step up publicity efforts to broaden the travel credit marketing channels ; Third , to promote the travel credit products and services innovation .

旅游消费信贷初探论消费方式的转变

An Initial Discussion on Traveling Consumption Loan Transformation of Consumption Mode

一方面是巨额资金被闲置，另一方面是人们强烈的旅游消费信贷需求得不到满足，因此，大力发展旅游消费信贷已迫在眉睫。

On the one hand , large amount of funds are left unused ; on the other hand , peoples intensive demand of traveling consumption loans cannot be met , therefore , developing traveling con .

本文以长沙市的居民为研究对象，研究长沙市居民对旅游消费信贷的态度和行为。

Firstly , It takes the residents in Changsha as the object of study to make an empirical research on the attitudes and behaviors of the tourism consumption loans and mainly focuses on the attitudes , consumption habits and dependency degree on the financial products of the residents .