承诺收益率
- 网络Promised yield
承诺收益率-
多数理财产品在销售时都有某种形式的银行担保，导致许多投资者以为这些产品实际上是无风险的，尽管其承诺的收益率往往较高。
Most wealth management products are sold with some form of bank guarantee , leading many investors to believe that the products are in effect risk-free , despite the often high promised yield .
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按照招行一位热心的销售人员的说法，即使是承诺年收益率高达11%远高于2.25%的1年期定存基准利率的产品，也几乎没有风险，非常安全。
Even products with promised annual returns of up to 11 per cent – far above the benchmark one-year bank deposit rate of 2.25 per cent – are almost without risk and very safe , according to one eager China Merchants salesman .